WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Why choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

Why Choose Us?


We’re an open book.

PiggyBank puts you in control of your loan. Using our online loan calculator you can choose the amount you wish to borrow and over what term. The calculator will show you a full breakdown of your loan, how much you should expect to pay back in total, and on which dates.

More About PiggyBank


Anytime. Anywhere.

We've built PiggyBank to work at anytime and on any device. So no matter what your circumstance, we're available to help.

More About PiggyBank


The price of greatness is responsibility.

At PiggyBank we pride ourselves on being a responsible lender. By this we mean we only lend to people who can afford to repay their loan without putting themselves in any financial difficulty. If our affordability checks suggest that a borrower may struggle to afford their loan, we will not lend to them.

More About PiggyBank


4.4 /5

Independent Feedback based on 165 verified reviews

Wolfgang Speer 14 days ago
Short Term Loan
No problems...simple transaction and friendly service. No hassle transaction and paying back early even saved me a bit of money. That's all
Michelle 19 days ago
Short Term Loan
Easy and excellent service
Kaiva 19 days ago
Short Term Loan
Perfect service 💋
Marcin 19 days ago
Short Term Loan
Quick and great service
Trusted Customer 19 days ago
Short Term Loan
Very easy to fill in application and quick to process my request
Trusted Customer a month ago
Short Term Loan
Quick & easy process, only down side are the interest rates
Trusted Customer a month ago
Short Term Loan
Wery goof :)
Lisa a month ago
Short Term Loan
I was surprised after paying all back so quickly that I was t able to take out again, just used another lender.
Emma a month ago
Short Term Loan

PiggyBank Short Term Loans

PiggyBank provides transparent and simple short term loans, payday loans and instalment loans from £100 to £1000 for new customers, and up to £1,500 for returning customers. We're a short term lender, short term lending, but much more human.

PiggyBank short term loans are an online solution to cover an unforeseen expense, like a bill or a problem with a car, or can be used as a short term financial buffer until your next payday. Our short term loans are flexible and can be taken from 7 to 35 days. If you need your money for a bit longer, you can apply for an instalment loan, which splits your repayments over a two to five month period. The loans can be paid back early to save on interest, giving a flexible solution for your short term cash needs.

We make sure that you can see exactly how much your loan will cost you to payback BEFORE you make a decision about your loan. And you can payback your loan early and at any time with no hidden fees or charges.

Although you don't need to have a perfect credit history for a PiggyBank loan, we will only provide loans to people that can afford our loans. Our 100% online system will assess your recent credit history, your affordability for the short term loan that you are applying for and numerous other factors to ensure that we are treating our customers fairly and lending with forbearance.

If you are accepted for a PiggyBank short term loan, we will make sure that we contact you up to five days before your agreed repayment day or the day your instalment is due to make sure nothing has changed in your circumstances and to remind you that if you payback early, you will save on interest.

If your circumstances have changed, we will work with you to freeze interest and charges and get your loan balance cleared as quickly as possible, while still treating you fairly.

Simple as that.

Before you take out a PiggyBank short term or instalment loan, you need to ask yourself whether borrowing money is the right thing for you. If you can cut down on your spending or put off buying something until you’ve saved for it, do that. If you are borrowing money to make repayments on other loans and debts, you may be in a vicious circle and it might not be the best thing to do. If you think you need help with your debts, you can contact the Step Change Debt Charity service at www.stepchange.org

Need Any Help?

Have a look though our FAQ if you still need any help get in touch using the details below.

Most popular questions:
View FAQ

Get in Touch

  • Telephone:
  • E-Mail:
We're available:
  • 8AM - 7PM
  • 8AM - 5PM
  • 9AM - 1PM
  • Monday - Thursday
  • Friday
  • Saturday