PiggyBank provides transparent and simple short term loans and payday loans from £100 to £400 for new customers, and up to £1,000 for returning customers. The PiggyBank lending system is an online website to apply for a loan for an unforeseen circumstance. We're a short term lender short term lending, but much more human.
PiggyBank Short term loans are an online solution to cover an unforeseen expense, like a bill or a problem with a car, or can be used as a short term financial buffer until your next payday. Our loans are flexible and can be taken from 7 to 35 days days. The loans can be paid back early to save on interest, giving a flexible solution for your short term cash needs.
We make sure that you can see exactly how much your loan will cost you to payback BEFORE you make a decision about your loan. And you can payback your loan early and at any time with no hidden fees or charges.
Although you don't need to have a perfect credit history for a PiggyBank loan, we will only provide loans to people that can afford our loans. Our clever Piggy Banker will assess your recent credit history, your affordability for the short term loan that you are apply for and numerous other factors to ensure that we are treating our customers fairly and lending with forbearance.
If you are accepted for a PiggyBank short term loan, will make make sure that we will contact you from up to five days from your agreed repayment day to make sure nothing has change in your circumstances and to remind you that if you payback early, you will save on interest.
If your circumstances have changed, we will work with you to freeze interest and charges and get your loan balance cleared as quickly as possible, while still treating you fairly.
Before you take out a PiggyBank short term loan, you need to ask yourself whether borrowing money is the right thing for you. If you can cut down on your spending or put off buying something until you’ve saved for it, do that. If you are borrowing money to make repayments on other loans and debts, you may be in a vicious circle and it might not be the best thing to do.
If you think you need help with your debts, you can contact the Step Change Debt Charity service at www.stepchange.org
PiggyBank is a trading name of DJS (UK) Limited. PiggyBank is Authorised and regulated by the Financial Conduct Authority. Registered in England No 07952979.
DJS House, The Riverside Suite, Knapp Mill, Mill Road, Christchurch, BH23 2JY.
FCA Interim Permission Number 651003. Registered with the Information Commissioner’s Office No. Z3140485.
Loans are only available to over 18s and are subject to status.