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Why Choose Us?
We’re an open book.
PiggyBank puts you in control of your loan. Using our online loan calculator you can choose the amount you wish to borrow and over what term. The calculator will show you a full breakdown of your loan, how much you should expect to pay back in total, and on which dates.More About PiggyBank
We've built PiggyBank to work at anytime and on any device. So no matter what your circumstance, we're available to help.More About PiggyBank
The price of greatness is responsibility.
At PiggyBank we pride ourselves on being a responsible lender. By this we mean we only lend to people who can afford to repay their loan without putting themselves in any financial difficulty. If our affordability checks suggest that a borrower may struggle to afford their loan, we will not lend to them.More About PiggyBank
What Our Customers Are Saying
Excellent quick service. I have used a lot of times for when I've needed it. No issues what so ever.
One of the best loan companies there is to date, everything is so simple and straight forward no excess fees or payments and they are of quality.
Never had a problem with piggybank. Would not recommend any other loan company. Great customer service too!
Used piggybank loans a few times now, always fast and easy. Best payday loan rates ever and early payment options are great!
PiggyBank Short Term Loans
PiggyBank provides transparent and simple short term loans, payday loans and instalment loans from £100 to £1000 for new customers, and up to £1,500 for returning customers. We're a short term lender, short term lending, but much more human.
PiggyBank short term loans are an online solution to cover an unforeseen expense, like a bill or a problem with a car, or can be used as a short term financial buffer until your next payday. Our short term loans are flexible and can be taken from 14 to 35 days. If you need your money for a bit longer, you can apply for an instalment loan, which splits your repayments over a two to five month period. The loans can be paid back early to save on interest, giving a flexible solution for your short term cash needs.
We make sure that you can see exactly how much your loan will cost you to payback BEFORE you make a decision about your loan. And you can payback your loan early and at any time with no hidden fees or charges.
Although you don't need to have a perfect credit history for a PiggyBank loan, we will only provide loans to people that can afford our loans. Our 100% online system will assess your recent credit history, your affordability for the short term loan that you are applying for and numerous other factors to ensure that we are treating our customers fairly and lending with forbearance.
If you are accepted for a PiggyBank short term loan, we will make sure that we contact you up to five days before your agreed repayment day or the day your instalment is due to make sure nothing has changed in your circumstances and to remind you that if you payback early, you will save on interest.
If your circumstances have changed, we will work with you to freeze interest and charges and get your loan balance cleared as quickly as possible, while still treating you fairly.
Simple as that.
Before you take out a PiggyBank short term or instalment loan, you need to ask yourself whether borrowing money is the right thing for you. If you can cut down on your spending or put off buying something until you’ve saved for it, do that. If you are borrowing money to make repayments on other loans and debts, you may be in a vicious circle and it might not be the best thing to do. If you think you need help with your debts, you can contact the Step Change Debt Charity service at www.stepchange.org
Need Any Help?
Have a look though our FAQ if you still need any help get in touch using the details below.
Most popular questions:
- What type of credit checks do you do for my PiggyBank loan?
- I have a bad credit history - can I still get a PiggyBank loan?
- Can I defer my payment?