WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
£250
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk

Why Choose PiggyBank?

Feefo Gold Trusted Service
  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority
4.7
/5
4.7
/5
Independent Feedback based on 813 verified reviews.
Trusted Customer 17/08/2018
Short Term Loan
Good
Dawn Murtha 17/08/2018
Short Term Loan
Great service.simple and straight forward
Trusted Customer 17/08/2018
Short Term Loan
Very quick and easy to use
Trusted Customer 16/08/2018
Short Term Loan
Excellent
Lee George 16/08/2018
Short Term Loan
Good rate for short term.
Trusted Customer 13/08/2018
Short Term Loan
Good
Dave Nicholls 11/08/2018
Short Term Loan
Clear rates and option to roll over very useful. Have used a few times now woukd highly recommend
Trusted Customer 11/08/2018
Short Term Loan
Good service and catered for my needs
Peter Rosenberger 11/08/2018
Short Term Loan
easy and fast money to bank
Trusted Customer 07/08/2018
Short Term Loan
Excellent

1 Hour Loans Online

Many 1 hour loans can be applied for online and often you will get an instant decision. Some 1 hour loan companies are no credit check loans which means they do not credit check you when you apply. However, 1 hour loans will sometimes have a much higher interest rate.

If you are applying for a 1 hour loan make sure you can afford the repayments before taking out the loan.

Here at PiggyBank we are responsible lenders and would not pay out a loan to some one who is unemployed, receiving benefits as a primary income, cannot afford the full repayment or who is in a position of financial difficulty. We will complete full credit and two affordability checks, among numerous other checks to ensure we remain responsible lenders. However the good news is that our processes are so fast that we can still offer loans in as little as 1 hour.

Although we pay out our loans quickly once they have been approved, there is a lot going on behind the scenes before hand. Even if your application is immediately approved we have still completed numerous checks to make sure you can afford the repayment, checked that the application is not fraudulent and ensured that by paying out the loan we will not be putting you in a position of financial difficulty.

Some applications may be passed through to our manual underwriting team for additional checks, we may request a payslip for example when checking your employment details. However the good news is this can be sent by email so your application can still be approved the same day. We will also check your credit file and the figures that you have provided us with regards to your income and expenditure.

Types of companies that offer 1 hour loans

High Street Bank Loan

You can only get a 1 hour loan from a high street bank if your bank offers this service and if you have one of their current accounts, as it is so much easier for them to transfer the money into your bank quickly.

Online Bank Loan

You can only get a 1 hour loan from an online bank if your bank offers this service and if you have one of their current accounts, as it is so much easier for them to transfer the money into your bank quickly.

High Street Loan

This is very rare but they may be able to pay the money out within an hour if you are able to get to one of their offices to pick up the money.

Payday Loan

Some payday loan companies now have the capabilities to get the funds into your account within 1 hour, but they may charge you for this service. Check with them to ensure whether it's free of charge or extra charges will be added onto your loan.

Text Loan

Once you have registered with them, they are very quick at transferring the money into your account, usually within 1 hour.

Short Term Loan

If approved, PiggyBank will try to get your money into your account within 1 hour.

Before you take out a PiggyBank 1 hour loan, you need to ask yourself whether borrowing money is the right thing for you. If you can cut down on your spending or put off buying something until you’ve saved for it, do that. If you are borrowing money to make repayments on other loans and debts, you may be in a vicious circle and it might not be the best thing to do. If you think you need help with your debts, you can contact the Step Change Debt Charity service at www.stepchange.org.

Call Us

0800 206 1560

General Help

help@piggy-bank.co.uk

Applications

applications@piggy-bank.co.uk

Collections

collections@piggy-bank.co.uk

We're available:

8AM - 6PM
8AM - 4:30PM
9AM - 1PM
Closed

Monday - Thursday
Friday
Saturday
Sunday

What is a 1 Hour Loan?

1 hour loans are fast loans which means that you can get quick cash usually from applying online. 1 hour loans refers to how long it takes to receive the money after applying.

If you've had some unexpected expenses or bills, a 1 hour loan could sort your problems right out.

The most common 1 hour loans are payday loans in the UK which are available for people with bad credit. Payday loans can get you a fast, emergency loan online.

What's the Process?

Use the slider to choose your 1 hour loan amount from £100 up to £1000. You can choose to repay anywhere from 7 days up to 5 months.

Complete our simple online applicaiton form. We'll ask you for your personal details, your employment information, your income and expenditure, and your bank account details.

We will assess all the information you provide, send you a mobile pin and if approved we aim to pay your loan out within an hour.

What if I Can't Repay?

We understand that sometimes your circumstances can change for the worse in a way that’s completely out of your control.

If this happens, it’s our “PiggyBank promise” to you that we’ll be understanding and work with you to come up with a resolution to get your 1 hour loan paid back.

It’s a process we call “Responsible Collections” and it’s all part of our philosophy of making finance a friendlier and more human place for our customers.