WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

PiggyBank Loans of up to £1000 with a quick payout!

I'd like to borrow
£265
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265 for 14 days
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Why choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

What is a 1 Hour Loan?

1 hour loans are fast loans which means that you can get quick cash usually from applying online. 1 hour loans refers to how long it takes to receive the money after applying.

If you've had some unexpected expenses or bills, a 1 hour loan could sort your problems right out.

The most common 1 hour loans are payday loans in the UK which are available for people with bad credit. Payday loans can get you a fast, emergency loan online.

What's the Process?

Use the slider to choose your 1 hour loan amount from £100 up to £1000. You can choose to repay anywhere from 7 days up to 5 months.

Complete our simple online applicaiton form. We'll ask you for your personal details, your employment information, your income and expenditure, and you bank account details.

We will assess all the information you provide, send you a mobile pin and if approved we aim to pay your loan out within an hour.

What if I Can't Repay?

We understand that sometimes your circumstances can change for the worse in a way that’s completely out of your control.

If this happens, it’s our “PiggyBank promise” to you that we’ll be understanding and work with you to come up with a resolution to get your 1 hour loan paid back.

It’s a process we call “Responsible Collections” and it’s all part of our philosophy of making finance a friendlier and more human place for our customers.

1 Hour Loan Information

Many 1 hour loans can be applied for online and often you will get an instant decision. Some 1 hour loan companies are no credit check loans which means they do not credit check you when you apply. However, 1 hour loans will sometimes have a much higher interest rate.

If you are applying for a 1 hour loan, especially if you are unemployed or are on benefits, I would avoid making any mention of people who are more vulnerable make sure you can afford the repayments before taking out a 1 hour loan.

Here at PiggyBank we are responsible lenders and would not pay out a loan to some one who is unemployed, receiving benefits as a primary income, cannot afford the full repayment or who is in a position of financial difficulty. We will complete full credit and two affordability checks, among numerous other checks to ensure we remain responsible lenders. However the good news is that our processes are so fast that we can still offer loans in as little as 1 hour.

Although we pay out our loans quickly once they have been approved, there is a lot going on behind the scenes before hand. Even if your application is immediately approved we have still completed numerous checks to make sure you can afford the repayment, checked that the application is not fraudulent and ensured that by paying out the loan we will not be putting you in a position of financial difficulty.

Some applications may be passed through to our manual underwriting team for additional checks, we may request a payslip for example when checking your employment details. However the good news is this can be sent by email so your application can still be approved the same day. We will also check your credit file and the figures that you have provided us with regards to your income and expenditure.

Types of companies that offer 1 hour loans

High Street Bank Loan

You can only get a 1 hour loan from a high street bank if your bank offers this service and if you have one of their current accounts, as it is so much easier for them to transfer the money into your bank quickly.

Online Bank Loan

You can only get a 1 hour loan from an online bank if your bank offers this service and if you have one of their current accounts, as it is so much easier for them to transfer the money into your bank quickly.

High Street Loan

This is very rare but they may be able to pay the money out within an hour if you are able to get to one of their offices to pick up the money.

Payday Loan

Some payday loan companies now have the capabilities to get the funds into your account within 1 hour, but they may charge you for this service. Check with them to ensure whether it's free of charge or extra charges will be added onto your loan.

Text Loan

Once you have registered with them, they are very quick at transferring the money into your account, usually within 1 hour.

Short Term Loan

If approved, PiggyBank will try to get your money into your account within 1 hour.

Before you take out a PiggyBank 1 hour loan, you need to ask yourself whether borrowing money is the right thing for you. If you can cut down on your spending or put off buying something until you’ve saved for it, do that. If you are borrowing money to make repayments on other loans and debts, you may be in a vicious circle and it might not be the best thing to do. If you think you need help with your debts, you can contact the Step Change Debt Charity service at www.stepchange.org.

Call Us

0800 206 1560

General Help

help@piggy-bank.co.uk

Applications

applications@piggy-bank.co.uk

Collections

collections@piggy-bank.co.uk

We're available:

8AM - 7PM
8AM - 4:30PM
9AM - 1PM

Monday - Thursday
Friday
Saturday

PiggyBank

4.6 /5

Good service by PiggyBank
Trusted Customer 03/01/2017
Short Term Loan
Nice and quick service thanks
Excellent service by PiggyBank
Joe Hardingham 30/12/2016
Short Term Loan
Easy and quick. Will use again.
Easy to navigate website. Clear payment schedule. Will use again
Trusted Customer 30/12/2016
Short Term Loan
Straight forward borrowing
Smart and straight to the point
Trusted Customer 29/12/2016
Short Term Loan
Very good front end and great customer service - helped me out with a very short term issue. In a market where, perhaps, other lenders credibility is questionable everything felt good and professional about Piggy Bank..
Excellent service by PiggyBank
Vladimir Gajdos 29/12/2016
Short Term Loan
Fantastic service very fast straight forward very happy
Excellent service by PiggyBank
James Smith 26/12/2016
Short Term Loan
Excellent
Excellent service by PiggyBank
Terence Russell 23/12/2016
Short Term Loan
very easy and friendly
Excellent service by PiggyBank
Radoslaw Moson 18/12/2016
Short Term Loan
Piggybank it's a excelent lender....
Quick and easy
Trusted Customer 17/12/2016
Short Term Loan
Quick payout easy process and very ergonomic website