WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

£200 Payday Loans

When the unexpected happens and you’re unable to stretch your budget before payday, a £200 payday loan may be the simple and convenient solution for you. You can choose to repay your loan in one sum within 35 days, or if you want to spread the cost over a longer period, you can choose to repay in instalments with a short term loan.

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

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Why Choose PiggyBank?

Feefo Gold Trusted Service
  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

£200 Loans From PiggyBank

Unforeseen circumstances can happen to anyone, whether it’s having to pay for a broken-down car or a household bill. If you need a small financial buffer before payday and cannot access traditional forms of credit, you may be able to borrow £200 loan from PiggyBank. 

PiggyBank is an authorised and regulated small loan lender, which means we treat all of our customers fairly. We don’t have any hidden fees and won’t charge you if you wish to repay your loan on time. PiggyBank offers loan amounts between £100 to £1000 with flexible repayments options, such as weekly, fortnightly and monthly repayments to suit your situation. You can also select which specific dates you are able to make a payment.

We understand that situations can change. If your circumstances change and you are unable to make a repayment, we will work with you to freeze interest and charges. Simply get in touch with our customer care team to work out the next steps.

Can you apply for a £200 loan with bad credit?

When applying for a loan, lenders carry out a credit check and assess your credit history to calculate your creditworthiness and ability to afford the repayments. When you have bad credit, obtaining credit can be a challenge. Either you don’t meet the lender criteria or you’re charged high-interest rates. You don’t need to have a perfect credit score to apply for a loan with PiggyBank. However, a poor credit history will affect the likelihood of your loan application being accepted.

In an emergency, it is important to receive a quick loan decision, and many lenders will offer instant loans. But in reality, lenders should be performing the essential checks on your application and credit file, which can take a little bit of time.

You should be cautious of lenders offering guaranteed decisions or promising loans today without any verification. As a responsible lender, we will never offer a guaranteed loan without a credit check. PiggyBank will always check a person’s affordability before accepting a loan application and will only lend to people who can afford to repay the amount they have applied to borrow.

How Do You Apply?

Our simple application is 100% online, simply fill out all the required details and we’ll do the rest! We will perform our fraud, credit, and affordability checks to ensure you will not struggle to repay the borrowed amount.

Some applications may be passed on to our manual underwriting team, which simply means that we need to perform a few extra checks on your application. However we aim to payout accepted loans on the same day, so you may have access to your funds today!

Apply Now!