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30 Day Loans

Essential expenses can be covered with a short term loan that can be repaid within 30 days, or until you have had your next payday. PiggyBank offers convenient 30 day loans so you won’t have to pay excessively accrued interest and so you can settle your borrowed amount quickly.

I'd like to borrow
£265
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

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Why Choose PiggyBank?

Feefo Gold Trusted Service
  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

What Are 30 Day Loans For?

A loan that can be repaid within 30 days or around 1 month could be used for an emergency household bill or a car repair. A small loan with PiggyBank is suitable for someone who needs access to cash before payday and would rather repay the money in one amount.

Some traditional banks are often less flexible with lending small amounts of money over a short period of time. They typically only allow you to borrow large amounts over the long term (usually years!) which leads to people borrowing more than they need, and potential money problems. On top of this, some unarranged overdrafts have been found to cost several times more than many payday loans.

How Do You Apply For A One Month Loan?

At PiggyBank we have made it simple to select how much you need to borrow and when you’re able to pay the loan back. Use our interactive loan calculator to select the number of days you’d like to repay in and you’ll be able to see how this will change the interest. If you decide you need the loan for longer than 30 days, you can also repay in instalments between 2 - 5 months.

Once you’ve decided on the loan term, click apply and fill in our simple online application. You won’t need to call us, our application process is 100% online and can completed on your mobile. Before you finish your application, we’ll show you exactly how much you’re borrowing and when you’ll need to repay by.

We aim to give a loan decision on the same day, and if approved can transfer the funds to you in 1 hour. You are also able to repay the loan in full early, so you can save yourself money on accrued interest.

What Are The Benefits of a 30 Day Loan? 

Helps you out of a difficult financial spot

30 day payday loans are a speedy source of cash when you're in a tight squeeze. Whether your car breaks down or your washing machine starts to play up, a short term loan can provide the money you need quickly.

It can help boost your credit score

A great way to boost your credit score is having a history of on-time payment. By repaying your total loan amount on the agreed date, you may see your credit score improving.

You can use the loan for anything unexpected. 

Whether you’re looking to make a small home repair or pay for some new car tyres, we will be able to help. 

It could save you money

If an unexpected expense leaves you in the red, default charges and overdraft fees and other charges can mount up quickly. By taking out a quick loan to cover the unexpected expense, you could reduce the amount you pay overall.

Are You Eligible?

To be able to apply for a loan with PiggyBank, you must be over the age of 18 and be in part or full time employment. You will need to be a UK resident and own a valid bank account for us to pay your funds into.

As a responsible lender we must credit check every individual’s application. We must evaluate your recent credit history and affordability details to ensure that you will be able to comfortably make the agreed repayments.

You do not need to have a flawless credit history to be approved for a loan - we assess every person’s situation. People with bad or no credit history are less likely to be accepted by lenders as it suggests they have not been able to manage their credit in the past or have not taken out any at all. PiggyBank look at a number of factors other than your credit history, including current employment and monthly outgoings and incomings, which will help us to determine if you are eligible. You can find out more about your eligibility on our website.

Apply Now!