WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

About Us

The challenge was to create a Short Term Lender that was revolutionary, fair and responsible. We believed that short term lending could be done much better. So PiggyBank was born.

Launched in 2012

Since 2012 we have grown dramatically and enhanced our products with the help of our customers’ feedback.

The Best

PiggyBank aims to take the learning of market leaders and add some creative flair to produce the world’s best financial product for borrowers.

Customers First

It is our customers that keep us going and are therefore at the forefront of every decision that we make and everything that we do.

Growing Strong

The aim is to continually grow whilst still ensuring that everything that we do meets our philosophy. We believe that great isn't good enough.

100% Online

PiggyBank applications are all online. This means that you can apply for a short term loan, for your unforeseen circumstance, at a time that suits you.


The PiggyBank system is constructed using industry approved, secure and enduring software. Consequently, PiggyBank is one of the most innovative lenders out there.

The PiggyBank Philosophy


The price of greatness is responsibility.

At PiggyBank we pride ourselves on being a responsible lender. By this we mean we only lend to people who can afford to repay their loan without putting themselves in any financial difficulty. If our affordability checks suggest that a borrower may struggle to afford their loan, we will not lend to them.

More About PiggyBank


Anytime. Anywhere.

We’ve built PiggyBank to work at any time on any device. It’s all online, so there’s no paperwork. You can also make a payment at any time via your online account, so if you want to pay early, you can save money in interest.

More About PiggyBank


We’re an open book.

PiggyBank puts you in control of your loan. You can choose the amount you want to borrow and the dates you want to repay. There are no hidden costs. You can also log into your online account and check any details you want.

More About PiggyBank


Easy as 1,2,3.

We like to keep things simple. So to apply, there’s a short simple online application with no added frills. Once you’ve filled it in, we’ll take it from there and make sure it’s affordable. We’re also here to help if you have any questions.

More About PiggyBank



PiggyBank is ever evolving in its features, ideas and practices. We are committed to making sure our customers have the most transparent, responsible and comfortable repayment journey. We're here to help.

Learn More