Should You Choose an Unarranged Overdraft or a Payday Loan?

For those in a tight financial spot in can be difficult to come to a decision on the best course of action. If you’re unable to call on the assistance of close friends or family members in a time of a financial uncertainty, the most common options are going over your current account limit with your bank, incurring costs through an unarranged overdraft, or by taking out a short term...

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How to Save Money on Your Food Shop

Food shopping for yourself or your family doesn’t need to cost a fortune. Whether you go to the shop daily, weekly, monthly, order online or in the store, or live solely from takeaway food, you’ll definitely end up spending a lot of money on food. Saving money on your food shop is an easy method that can help cut back on your monthly expenses. Here’s a few shopping tips that...

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Top Tips for Choosing a Savings Account

Opening a savings account is a great investment for the future - ensuring that if your personal circumstances change abruptly you have a safety net available. A Money Advice Service report found that only 4 in 10 adults had £500 or more in savings to cover unexpected bills, highlighting the importance of planning ahead. If you’re thinking about opening a savings account there are a...

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The 5 Most Common Reasons Behind Personal Debt

Getting into personal debt is easily done, with random circumstances or simple mistakes leading to a spiral of uncertainty and greater debt, through fines, missed payment fees and interest on top of original agreements. Here are 5 of the most common reasons behind personal debt:   A change in circumstances For some people debt starts when they have been made...

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PiggyBank has been nominated for “Best Company to Work for in Financial Services” in the 2017 Credit Today Awards

The nominations just keep on coming! PiggyBank is excited to announce that we have been nominated for “Best Company to Work for in Financial Services” in the 2017 Credit Today Awards - the UK’s most prestigious credit industry awards scheme. The Credit Today Awards celebrates market leaders within the credit industry, and PiggyBank’s nomination as Best Company to Work for in...

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Top 5 cheap UK holiday destinations

The Great British Staycation is at an all time high. Since Brexit, holiday prices to Europe have jumped more than 35% and the fall in the pound means you’ll get less sangria for your travel money. That’s why millions of us are planning to spend some well-earned time off in our home country. We’re actually very lucky because we have sandy beaches, charming seaside resorts, cool cities,...

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Stress – how do you keep it under control?

Over 44% of us suffer from stress on a regular basis. And according to the latest stats from the Health and Safety Executive show that over 488,000 people had work-related stress last year - especially those who work in healthcare, education and the armed forces. So how can we keep stress under control? How can we spot signs of stress? Here’s a mini guide to recognising and coping with...

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Fraudsters and how to keep your money safe

As technology grows, so does the cyber crime. Every 15 seconds someone in the UK is scammed out of their money online. Financial Fraud Action UK said there was a 53% increase compared to the year before! More of us are using our credit and debit cards online and divulging our bank details, making it easier for scammers to target people. Our 3 quick steps to keep your money safe...

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PiggyBank has been nominated for the 2017 consumer credit awards

PiggyBank is delighted to announce that we’ve been nominated for “Best Short Term Loan Provider” in the 2017 Consumer Credit Awards! The Consumer Credit Awards aims to find the best credit providers in the UK, selected by customer vote. This is a great opportunity for you to share your experiences and increase trust and transparency within the industry. Our nomination is great, but...

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