Writing a Kickass Cover Letter

In a world defined by ’30 under 30’ type lists, everybody wants to do an outstanding job. However, most jobs worth their hype require a lot more effort than usual. Differentiate yourself A cover letter is not mandatory, but it does help. Remember, you will not be the only one applying for that particular job. Many people will just send in their CV. However, as impressive as your...

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Alternatives to Short Term Loan Solutions

Looking for an alternative to a short term loan? Well good for you, researching all of the options available to you will help you make an informed decision to get you back on the right track, financially speaking. Finding a way to pay your debts that will not cost you more money is the choice that most people will opt for when they understand different options that can help them manage their...

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Starting a Hobby in 2017

What greater way to enter the New Year than by taking up a new hobby, and potentially finding a passion to last a lifetime. Whether you take up a sporting pursuit, start sewing, reading, writing, hiking or any of the plentiful options you have at your disposal, have fun and take a look at some of the key benefits awaiting you. Take a Break from Life Sometimes it is nice to break and do...

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Broker’s Vs. Lender’s What They Do

If you have always wondered what the difference between a broker and lender is then you have landed in the right place. Knowing the difference will allow you to decide which option to choose the next time you are applying for a loan. Although the decision you make will not negatively impact your ability to receive a loan, understanding their roles in the application process will help you...

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What Creditors See On Your Credit Report

In today’s world, we are constantly bombarded with advertisements for quick cash and free credit scores. Credit reports are a necessary when buying a home, car, and other big expenses that will require a loan. Knowing the information that the creditors will see on your report can make a huge difference in the amount of money you will receive or if you will receive a loan at all. Making...

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Payday Loan or Instalment loan? What should I consider?

When considering the best payday or instalment loan for your needs, there are some key things to consider; • Can you afford it? • What is the interest rate? • How long do you need it for, is it short term? • What happens if you can’t afford to make repayments, what are the penalties? The longer the loan period, the more interest you will pay back. Before you think...

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Great budget apps to ease your daily life

Finance and budgeting are quintessential to our daily lives. However, due to day to day stress and innumerable things to do, most people forget all about sticking to a budget. The fact that many of us write our financial dos and don'ts on frilly pieces of paper doesn’t help either. There is good news, though. In this day and age of technology, there is an app for everything, even for...

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PiggyBank has been shortlisted for six F5: Future of Finance Awards

PiggyBank has been nominated for six awards at the credit strategy F5 awards. F5 awards, the future of finance, is the only dedicated awards ceremony focussed on the evolution of the alternative lending market. PiggyBank entered the high-cost short-term loan industry in 2012 and we have worked tirelessly to ensure we treat our customers fairly, act responsibly and improve every day to...

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Must Read before You Take out a Short Term Loan

Short term loans on the surface are a reasonable way to get yourself out of a financial bind; however, there are pitfalls and dangers to watch out for if you find yourself depending on them regularly. Finances play a huge role in your business as well as your personal life, managing them efficiently is a responsibility that can get a little tricky at times. If you are currently considering...

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