UK unemployment coming down but is it easy to find a job?

Unemployment levels may have fallen to just 1.6 million people - which accounts for 23.25 million full-time workers and 8.55 million part-time workers. So, at 0.77 applicants per vacancy, does it mean it’s now easier than ever to find a job? So why has the level of unemployment fallen? The decrease in unemployment in recent years could be down to so many different factors. Here are just...

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Can people afford to work for charity?

With over 195,000 registered charities to choose from, it seems it would be easy to find a job in the voluntary sector. From helping out in animal shelters to donating time to helping children to read, there’s no shortage of charities in the UK. Most people take on voluntary work as a hobby in their area of interest - but can people afford to work for charity as their main job? How does a...

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Renting for the first time, everything you need to know

  In 2005 1 in 5 young adults lived with their parents, but now it’s risen to 1 in 4 thanks to low salaries that don’t line up with inflation and housing prices. But renting for the first time, whether it’s with a friend or two or your first place on your own can be your ticket out of living under your parents’ roof. Ideally, you’ll want somewhere to call home for the next...

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The best option for your savings

Almost 17 million Brits have less than £100 stashed away in savings, according to This is Money. For a lot of us, it’s getting started with saving up and sticking to it, as opposed to having no money to save. It does also depend on where you are in life - a huge 3.5 million of us have no assets and little to no savings. Even if you are one of the 3.5 million, you might experience an...

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5 Ways To Grow Your Personal Finance in 2017

We could all do with a brighter financial outlook but, in order to get that, we could probably all do more to make our money go further. With a little effort and some smart decision making, there are ways we can all grow our personal finances in 2017. Here are five ways to do just that: Clear debt The first stage of any financial plan should be to clear the decks. Borrowing is still...

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Best UK Holiday Breaks for the Summer

Every family needs a break, but if you’re tied to a budget you might be worried about spending your cash on a sunny break away in Europe or further afield. Don’t let that stop you from having a nice break this summer. Here we take a look at some UK holiday locations to enjoy. Holiday Parks Whether you look to Butlins, Pontins, Center Parcs, Haven, or a smaller holiday park company,...

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Benefits of a Workplace Pension

A pension is your financial security for your future after you have retired from working. For the majority of people the government will provide a state pension, covering all of your basic needs, but adding money to a workplace pension during your career is beneficial to you. Since 2012 there has been a rollout of workplace pension schemes as mandatory. The company you work for now has to...

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Are Payday Loans Cheaper than Unarranged Overdrafts?

If you are in need of a short-term solution to financial worries there are often only a few possible options open to you. If you are unable to borrow money from family members and loved ones to help you get through this tough period, the other options are to take out a payday loan or go over your current account limit with your bank and have an unarranged overdraft. PiggyBank understands...

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How to Save Money on Your Food Shop

The bill for your food shop is unavoidable, as we all need to eat. Whether you go to the shop daily, weekly, monthly, order online or in the store, or live solely from takeaway food, you will be spending money on food. Here we look at a few ways in which you can save money on your food shop. Budget Accordingly Work out exactly how much money you will need for the set period of time and...

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