Best UK Holiday Breaks for the Summer

Every family needs a break, but if you’re tied to a budget you might be worried about spending your cash on a sunny break away in Europe or further afield. Don’t let that stop you from having a nice break this summer. Here we take a look at some UK holiday locations to enjoy. Holiday Parks Whether you look to Butlins, Pontins, Center Parcs, Haven, or a smaller holiday park company,...

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Benefits of a Workplace Pension

A pension is your financial security for your future after you have retired from working. For the majority of people the government will provide a state pension, covering all of your basic needs, but adding money to a workplace pension during your career is beneficial to you. Since 2012 there has been a rollout of workplace pension schemes as mandatory. The company you work for now has to...

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Are Payday Loans Cheaper than Unarranged Overdrafts?

If you are in need of a short-term solution to financial worries there are often only a few possible options open to you. If you are unable to borrow money from family members and loved ones to help you get through this tough period, the other options are to take out a payday loan or go over your current account limit with your bank and have an unarranged overdraft. PiggyBank understands...

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How to Save Money on Your Food Shop

The bill for your food shop is unavoidable, as we all need to eat. Whether you go to the shop daily, weekly, monthly, order online or in the store, or live solely from takeaway food, you will be spending money on food. Here we look at a few ways in which you can save money on your food shop. Budget Accordingly Work out exactly how much money you will need for the set period of time and...

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How to Treat Your Loved One on Valentine’s Day

With Valentine’s Day coming up tomorrow it is the perfect time to have a think about what you are going to do to make it a very special day for your loved one. Loads of romantics will push the boat out, putting them at risk financially as a result. There is no need to do so; with a few things, you can do to make sure your loved one is appreciated, without getting into debt. Make a...

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Bank Overdrafts found to be more costly than Short Term Loans

Research from consumer champions Which? has found that bank overdrafts can be eight times more costly than payday loans. Borrowers needing as little as £100 could be charged up to £156 more by their bank than it would cost at a payday lender, it has been revealed. Which? compared the cost of borrowing £100 for 30 days using an unauthorised bank overdraft. It found some banks...

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5 Ways To Cut Back On Your Monthly Expenses

Sometimes it feels like all your money goes on bills and everyday essentials, doesn’t it? Although all necessary expenses, it does seem to leave less and less money for you to spend on the things you enjoy! But what if there were a way to cut back on your monthly expenses – so you could start saving some money towards your dream holiday or first home, perhaps? Start by looking at...

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How to Ace a Job Interview in Advance

The job market can be extremely tough. You are either well prepared but do not have any experience or you have too many qualifications. Acquiring a great job is quite an accomplishment. However, most people do not do that well at interviews. With the pressure building up they start feeling stressed. Emotions are normal and an optimal amount of stress does help your mind work quicker. The...

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Writing a Kickass Cover Letter

In a world defined by ’30 under 30’ type lists, everybody wants to do an outstanding job. However, most jobs worth their hype require a lot more effort than usual. Differentiate yourself A cover letter is not mandatory, but it does help. Remember, you will not be the only one applying for that particular job. Many people will just send in their CV. However, as impressive as your...

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