Christmas Is Right Around the Corner, Why Being Ready Makes the Season Merrier!

The Holidays are right around the corner and with all of the fun and merriment also comes bills and stress. Having a plan ready to help with the additional costs is important to your financial well-being. Planning for The Holidays is something you should be doing all year long. Although you may think that it’s impossible it is not as difficult as you think. Simply putting away a few pounds...

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5 Ways You’re Probably Wasting Money

This is a sponsered blog post. Whether you have a six-figure salary or you need three jobs to support your family, everyone is looking for ways to save money. As a result, the internet is overflowing with blog posts that have titles such as “4 Effective and Sensible Ways to Save Money”, “How to Save Money Even When it Feels Impossible”, and “Top 10 Better Money Habits You Can...

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Managing your money as part of the 18-34 ‘millennial’ generation!

Many young adults are missing out on various monetary deals due to their age and perceived status. Various investigations have shown that the younger generation, mainly those born in the 1980’s and 90’s actually want to manage their finances responsibly and not blow their childhood savings that they receive at the age of 18 on a round the world ticket. Becoming of age is also about the...

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6 Top Budgeting Tips

A recent survey from Netmums showed that 70% of families in Britain are struggling. Changes of income and increased prices in essentials is causing rise in debt as well as stress levels. There are various ways in which you can find help with everyday financial burdens. Joining forums on the internet can offer friendly advice and support, these include ‘Money Saving’, ‘Budgeting and...

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How To Manage Rising Living Costs

In the United Kingdom, living costs rose dramatically in the last years. The main reason behind it was the move by the government to print cash in order to help bail out the banks. This fuels basically inflation. Unfortunately pay rises could not keep up with this inflation. The government used an official index, called CPI, to measure inflation. However, this tool does not reflect the...

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Budgeting For Indulgence

Budgeting should not be a sacrifice. Many people fail on their budget because they do not keep a place for long term planning and spontaneity. Many things, such as entertainment and groceries, that people did not plan in their budget end by taking away a big part of their money. When you shop for groceries, keep the receipts and check on the items you bought. Make a list of everything that...

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Benefits of Budgeting

Budgeting is an effective tool of managing your money. What it does is to show you exactly how to spend your money based on your financial limitations. Having a budget saves you the grief of overspending and being too much in debt. Below are some of the benefits that budgeting has. You are supposed to control your money and let not your money control you. What I mean is that budgeting gives...

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The Benefits of Budgeting

When it comes to managing your finances or money, budgeting is the most basic and best way to do so. A budget is a document that forecasts the financial position and results of a business. A budget is an estimation of income and anticipated financial results. Below are a few benefits of budgeting. Control over money: This is probably the biggest benefit of budgeting. Budgeting allows you...

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Producing a Budget

A budget is an estimation of savings and expenditure. You might think that producing a budget might not be the most exciting thing, but it is one of the most vital things. In other words, though you might not have fun making a budget, you have to do it f you are to keep your finances in check. However, if you have not produced a budget before, doing so for the first time might be a little...

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