How To Keep An Eye on your Credit History

Before you apply for a loan, or any type of credit, it is always a wise idea to check what your actual credit score is. Whoever you are applying for a loan from will certainly be aware of this score, and it can have a massive effect on their final decision. Here, the Piggy Bank team take a look at how best to stay in touch with that score, whether you are applying for credit or not. Your...

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5 Ways to Build Your Credit Score

1.Accuracy This is the fastest way and the first thing to deal with in order to boot your credit score. You have to find any mistake that can pull down your credit score and fix it. Your credit reports contain the information about your credit score. You can use these reports to manage your accounts. Since identity theft is now on high rate, you need to have a close look on your account...

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Credit Check

A credit check is an action that is taken by a potential lender in determining whether a person meets its standards to be extended credit. This process entails looking for a detailed analysis from a credit bureau. These detailed analysis include things like, date of birth, addresses( current or previous), current employer, income, loans and other debts payment history and ones social...

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Can Payday Loans Boost Your Credit Score

Before asking yourself if a payday can boost your credit score, it is important to know the meaning of a payday. Payday loans are got from business and not a bank. It is usually a loan store. It was given payday name since you only get to borrow money that will get you through to the next payday. If you are among the many that have no fault of their own, and have a poor credit rating, then...

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How to Make Your Credit Score Better

Having a bad credit will not last you forever while a blemish credit is costly and at the same time stressful. Below are some of the things one can do to improve on his or her credit score. First you need to get a copy of your credit reports. This will help you to exactly know what you are working on. Your credit report entails the list of credit accounts that are hurting your credit score....

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Credit Score

A credit score is a three digit number that is generated by a mathematical algorithm using the information in your credit report. This is designed to predict the risk, the likelihood that you will become seriously felonious on your credit obligations. Your credit score can mean the difference between being denied or approved for credit and whether you will be offered a low or high interest....

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Short Term Loans

A short term loan is financing to someone in need of it but it is attached with a quick repayment schedule. This type of loan is usually offered for a short period of time which is as short as ninety days. These short term loans posses maturity dates that are significantly short than the regular loans. Short term loans repayment schedule goes from ninety days to fifteen years unlike the long...

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How to Make your Credit Score Better

A credit score is the one thing that will determine whether or not you get that loan. Most lenders are attracted to people with high credit scores, because it means that they will be able to repay their loans on time. People with high credit scores not only often get the loans, but they also get good interest rates. If you have bad credit scores and have been having a hard time getting a...

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Should I Check My Credit Rating?

The credit rating system is an efficient tool that is used by lenders to assess prospective borrowers. Each person is rated based on their credit history and their past behavior towards loans. The rating is supposed to evaluate the risks associated with lending to that person. A person with excellent credit rating finds it easier to get positive approvals on their request for loans. This is...

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