Should you apply for a short term or payday loan?

In situations where you are stressed out over money and simply don’t have the money to pay your bills or an unforeseen circumstance, you may feel trapped. One option that many people contemplate in circumstances like this is a short term or payday loan. The opportunity to get money you need in a hurry is extremely appealing and under certain circumstances it could be a good option for a...

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How to improve your credit score

Lenders use credit scores provided by credit reference agencies to determine an individual's credit worthiness and eligibility for lending. Â Those with low credit scores may not qualify for long or short term loans. Â Improving credit score and credit worthiness means it is more likely that banks and credit companies will view a loan application favourably and not turn down the application...

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The dos and don’ts of borrowing money

By being aware of the pros and cons of borrowing money, individuals may enter into short term lending responsibly and obtain loans advantageous to their personal or business needs. Here are a few things you should and should not do when taking out long or short term loans: Do compare loan products and lending practices for the best money value Do choose a responsible lender and cost-savings...

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