Taking Control of your finances – don’t let the January blues get you down

Post-Christmas debt affects many people in the UK. Balancing the household income along with the January blues can take its toll on many of us. Keeping on top of debt can keep us awake at night, causing untold financial problems, let alone the emotional flip side to this tarnished coin. There are solutions out there to help manage day to day money worries so getting practical advice and tips...

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Creating a Financial Battle Plan

As we move into the New Year, it’s a good time to take a long hard at your finances, especially if you’re struggling. Creating a plan to deal with your finances takes time and effort, but it can help you regain control for the long term. So to help get your finances in order, take a look at our five top tips. Make Goals Whether it’s finding a new job, increasing your income, or...

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How Credit Unions Work

Credit unions are just like banks as both hold deposits, have ATM cards and offer investment services but the difference is the services that they offer and the way the institution is ran. Credit unions are not for profit institutions that are owned by account holders who are known as members. The profit they get is either paid out to the members or invested back in to the business. Being...

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Credit Unions

Credit unions have different names worldwide. Among its other names is not for profit financial cooperatives, member owned etc. Credit union is a bond or a linkage that is shared by borrowers and savers who either belong to an organization, community or religion. Credit unions do group their member’s savings and shares to finance to finance their own portfolio. They do not depend on the...

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How to Save Money on Shopping

Have you ever realized that you spend a lot of money from impromptu buying of goods and services? All one needs to do is a shopping. Make a list of the things that you need and do an update continually. Save your receipts and go through them to know the stuff you ended up using. Skip on the impulse buying category as they get to drain much cash from you. Accumulate coupons and ads for the...

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Producing a Budget

Budget production is vital in keeping a financial house in order. Before commencing to produce a budget, its important to note that in order to succeed, you have to provide as much detailed information. If you do this, at the end you will know where your money is coming from, how much is there and where it is going. In budget production, you need to gather every financial statement such as...

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What is Asset Finance

Asset finance is a form of loan whose main aim is to purchase equipment or upgrade already existing assets. It is mainly used by companies to overcome the challenge of having to raise new capital for purchasing new assets. Asset finance can be used for purchasing cars, plant machinery and office equipment among others. You might be wondering why these companies would not just go for options...

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The right way to manage your Finances

We all want to be free of debts. We do not want to keep paying debts all our days. It can be very suffocating to pay bills and debts simultaneously. There are ways to avoid debts and these ways will be unveiled in this article. 1. Have a budget You have to make a budget for each month. This is one of the most important ways to manage your finances. Allocate an amount that you intend to...

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Five Ways to Fix Your Finances

With the economic gloom showing no sign of lifting, stretching the average income to afford even the essentials is a continual challenge. To pay your way, applying for a loan is one answer, but it’s always worth looking at ways to pep up your finances without increasing your debts. So we’ve put together five ways to help improve your financial health. Shop Online The internet offers far...

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