5 Ways To Grow Your Personal Finance in 2017

We could all do with a brighter financial outlook but, in order to get that, we could probably all do more to make our money go further. With a little effort and some smart decision making, there are ways we can all grow our personal finances in 2017. Here are five ways to do just that: Clear debt The first stage of any financial plan should be to clear the decks. Borrowing is still...

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Bank Overdrafts found to be more costly than Short Term Loans

Research from consumer champions Which? has found that bank overdrafts can be eight times more costly than payday loans. Â Borrowers needing as little as ÂŁ100 could be charged up to ÂŁ156 more by their bank than it would cost at a payday lender, it has been revealed. Which? compared the cost of borrowing ÂŁ100 for 30 days using an unauthorised bank overdraft. It found some banks...

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Alternatives to Short Term Loan Solutions

Looking for an alternative to a short term loan? Well good for you, researching all of the options available to you will help you make an informed decision to get you back on the right track, financially speaking. Finding a way to pay your debts that will not cost you more money is the choice that most people will opt for when they understand different options that can help them manage their...

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Taking Control of your finances – don’t let the January blues get you down

Post-Christmas debt affects many people in the UK. Balancing the household income along with the January blues can take its toll on many of us. Keeping on top of debt can keep us awake at night, causing untold financial problems, let alone the emotional flip side to this tarnished coin. There are solutions out there to help manage day to day money worries so getting practical advice and tips...

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Creating a Financial Battle Plan

As we move into the New Year, it’s a good time to take a long hard at your finances, especially if you’re struggling. Creating a plan to deal with your finances takes time and effort, but it can help you regain control for the long term. So to help get your finances in order, take a look at our five top tips. Make Goals Whether it’s finding a new job, increasing your income, or...

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How Credit Unions Work

Credit unions are just like banks as both hold deposits, have ATM cards and offer investment services but the difference is the services that they offer and the way the institution is ran. Credit unions are not for profit institutions that are owned by account holders who are known as members. The profit they get is either paid out to the members or invested back in to the business. Being...

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Credit Unions

Credit unions have different names worldwide. Among its other names is not for profit financial cooperatives, member owned etc. Credit union is a bond or a linkage that is shared by borrowers and savers who either belong to an organization, community or religion. Credit unions do group their member’s savings and shares to finance to finance their own portfolio. They do not depend on the...

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How to Save Money on Shopping

Have you ever realized that you spend a lot of money from impromptu buying of goods and services? All one needs to do is a shopping. Make a list of the things that you need and do an update continually. Save your receipts and go through them to know the stuff you ended up using. Skip on the impulse buying category as they get to drain much cash from you. Accumulate coupons and ads for the...

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Producing a Budget

Budget production is vital in keeping a financial house in order. Before commencing to produce a budget, its important to note that in order to succeed, you have to provide as much detailed information. If you do this, at the end you will know where your money is coming from, how much is there and where it is going. In budget production, you need to gather every financial statement such as...

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