No Payday Loan? No Problem

A payday loan is a highly popular means of procuring money for a short period of time. With varying levels of proof required by different loan companies, and the generally small amounts being dealt with, payday loans are seen as a quick, easy way of getting money when you need it. However, the payday loan is not the only solution for short-term cash flow problems. In this article, we will...

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What is a Guarantor Loan?

Sometimes a short term loan is not going to match your needs. It may be the case that you need more than £1000 or it may be that you can’t afford to pay off your short term loan in one go a month later. If you have been refused a short term loan it may be because you are unaffordable and therefore cannot repay the loan in the specified time, which is usually one month. When this happens...

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Should you apply for a short term or payday loan?

In situations where you are stressed out over money and simply don’t have the money to pay your bills or an unforeseen circumstance, you may feel trapped. One option that many people contemplate in circumstances like this is a short term or payday loan. The opportunity to get money you need in a hurry is extremely appealing and under certain circumstances it could be a good option for a...

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Guarantor loans can help you get out of the debt trap

Individuals with poor credit histories, credit ratings and scores, may find it a challenge to borrow money from banks and credit companies. Their circumstances may mean that their credit history, score and rating is continually deteriorating. For instance, people on benefits may be unable to get a loan in order to start a work venture. In other cases, individuals may be trying to pay...

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Payday lending, the facts

People struggling to pay bills before payday often turn to short term lenders to meet their financial responsibilities. Doing so allows these individuals to pay their bills on time so that they do not default on payments before their wages or salaries are actually received. Short term loans can bridge the gap for meeting financial obligations, while waiting for monies to be received. When...

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