The best option for your savings

Almost 17 million Brits have less than £100 stashed away in savings, according to This is Money. For a lot of us, it’s getting started with saving up and sticking to it, as opposed to having no money to save. It does also depend on where you are in life - a huge 3.5 million of us have no assets and little to no savings. Even if you are one of the 3.5 million, you might experience an...

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5 Ways To Grow Your Personal Finance in 2017

We could all do with a brighter financial outlook but, in order to get that, we could probably all do more to make our money go further. With a little effort and some smart decision making, there are ways we can all grow our personal finances in 2017. Here are five ways to do just that: Clear debt The first stage of any financial plan should be to clear the decks. Borrowing is still...

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How to Save Money on Your Food Shop

The bill for your food shop is unavoidable, as we all need to eat. Whether you go to the shop daily, weekly, monthly, order online or in the store, or live solely from takeaway food, you will be spending money on food. Here we look at a few ways in which you can save money on your food shop. Budget Accordingly Work out exactly how much money you will need for the set period of time and...

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Bank Overdrafts found to be more costly than Short Term Loans

Research from consumer champions Which? has found that bank overdrafts can be eight times more costly than payday loans. Borrowers needing as little as £100 could be charged up to £156 more by their bank than it would cost at a payday lender, it has been revealed. Which? compared the cost of borrowing £100 for 30 days using an unauthorised bank overdraft. It found some banks...

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5 Ways To Cut Back On Your Monthly Expenses

Sometimes it feels like all your money goes on bills and everyday essentials, doesn’t it? Although all necessary expenses, it does seem to leave less and less money for you to spend on the things you enjoy! But what if there were a way to cut back on your monthly expenses – so you could start saving some money towards your dream holiday or first home, perhaps? Start by looking at...

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Starting a Hobby in 2017

What greater way to enter the New Year than by taking up a new hobby, and potentially finding a passion to last a lifetime. Whether you take up a sporting pursuit, start sewing, reading, writing, hiking or any of the plentiful options you have at your disposal, have fun and take a look at some of the key benefits awaiting you. Take a Break from Life Sometimes it is nice to break and do...

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Can coupons save you money?

The current financial climate has meant that scrimping and saving on everything has become a must. Saving money is harder these days, but can coupons help? Or do they lull you into purchasing more or make you spend out on items you don’t need, just because there is money off. 3 for 2 is great, or buy 2 for £1.20, but sometimes when these items are only £1.17 each the saving is minimal,...

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What are the money issues for young people in rented accommodation?

Thinking about renting your first home can seem overwhelming and exciting. Planning is essential, creating a budget is important, enjoying the move should be savoured. Here are a few ideas to consider when thinking about the costs both obvious and hidden. Be aware of all of the costs; what you need to pay up front and anything that you may incur. It will help you prepare for anything...

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Top Tips to manage your money

Keeping a note of your weekly expenditure is a great way of helping to understand your money and where it goes. After a couple of weeks you will be able to see the ‘leakage’. It’s like turning on a tap, sometimes it feels impossible to walk out of the front door and not spend a bean. The amount of takeaway coffees and extra snacks all add up, and it’s these that can be filtered...

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