Writing a Kickass Cover Letter

In a world defined by ’30 under 30’ type lists, everybody wants to do an outstanding job. However, most jobs worth their hype require a lot more effort than usual. Differentiate yourself A cover letter is not mandatory, but it does help. Remember, you will not be the only one applying for that particular job. Many people will just send in their CV. However, as impressive as your...

Continue Reading

Alternatives to Short Term Loan Solutions

Looking for an alternative to a short term loan? Well good for you, researching all of the options available to you will help you make an informed decision to get you back on the right track, financially speaking. Finding a way to pay your debts that will not cost you more money is the choice that most people will opt for when they understand different options that can help them manage their...

Continue Reading

Broker’s Vs. Lender’s What They Do

If you have always wondered what the difference between a broker and lender is then you have landed in the right place. Knowing the difference will allow you to decide which option to choose the next time you are applying for a loan. Although the decision you make will not negatively impact your ability to receive a loan, understanding their roles in the application process will help you...

Continue Reading

What Creditors See On Your Credit Report

In today’s world, we are constantly bombarded with advertisements for quick cash and free credit scores. Credit reports are a necessary when buying a home, car, and other big expenses that will require a loan. Knowing the information that the creditors will see on your report can make a huge difference in the amount of money you will receive or if you will receive a loan at all. Making...

Continue Reading

Payday Loan or Instalment loan? What should I consider?

When considering the best payday or instalment loan for your needs, there are some key things to consider; • Can you afford it? • What is the interest rate? • How long do you need it for, is it short term? • What happens if you can’t afford to make repayments, what are the penalties? The longer the loan period, the more interest you will pay back. Before you think...

Continue Reading

Great budget apps to ease your daily life

Finance and budgeting are quintessential to our daily lives. However, due to day to day stress and innumerable things to do, most people forget all about sticking to a budget. The fact that many of us write our financial dos and don'ts on frilly pieces of paper doesn’t help either. There is good news, though. In this day and age of technology, there is an app for everything, even for...

Continue Reading

Why Fintech is a Genuine Alternative to the Traditional Banking System

What is Fintech? The banking system survived a disastrous financial crisis, but is it at risk from ‘fintech’? Fintech is an umbrella term for the new technologies being developed as an alternative to traditional banking and payment systems. An example of this is the ‘crowdfunding’ model which demonstrated how these new technologies might work. These new firms aren’t held back by...

Continue Reading

Christmas Is Right Around the Corner, Why Being Ready Makes the Season Merrier!

The Holidays are right around the corner and with all of the fun and merriment also comes bills and stress. Having a plan ready to help with the additional costs is important to your financial well-being. Planning for The Holidays is something you should be doing all year long. Although you may think that it’s impossible it is not as difficult as you think. Simply putting away a few pounds...

Continue Reading

Taking a Short Term Loan Out With PiggyBank

Searching for a short-term loan can often be complicated and include loads of bamboozling numbers and figures. At PiggyBank we wanted to offer a genuine simple process. The Process of Applying for a Loan Simplicity is everything, especially if an unexpected circumstance has led you to search for a short-term loan. At PiggyBank you can apply to borrow anything between £100 up to £1000,...

Continue Reading