What finance is best for you

Finance is a broad term - there are so many options available to you. From store cards to short-term loans, there’s no shortage of how you can get credit, regardless of your credit rating. Over 60 million credit cards were in use last year and over 2 million people took out a short-term loan, showing that lending can be a safe option. The short-term loan industry has really improved in the...

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Benefits of a Workplace Pension

A pension is your financial security for your future after you have retired from working. For the majority of people the government will provide a state pension, covering all of your basic needs, but adding money to a workplace pension during your career is beneficial to you. Since 2012 there has been a rollout of workplace pension schemes as mandatory. The company you work for now has to...

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Are Payday Loans Cheaper than Unarranged Overdrafts?

If you are in need of a short-term solution to financial worries there are often only a few possible options open to you. If you are unable to borrow money from family members and loved ones to help you get through this tough period, the other options are to take out a payday loan or go over your current account limit with your bank and have an unarranged overdraft. PiggyBank understands...

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How to Save Money on Your Food Shop

The bill for your food shop is unavoidable, as we all need to eat. Whether you go to the shop daily, weekly, monthly, order online or in the store, or live solely from takeaway food, you will be spending money on food. Here we look at a few ways in which you can save money on your food shop. Budget Accordingly Work out exactly how much money you will need for the set period of time and...

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Bank Overdrafts found to be more costly than Short Term Loans

Research from consumer champions Which? has found that bank overdrafts can be eight times more costly than payday loans.  Borrowers needing as little as £100 could be charged up to £156 more by their bank than it would cost at a payday lender, it has been revealed. Which? compared the cost of borrowing £100 for 30 days using an unauthorised bank overdraft. It found some banks...

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5 Ways To Cut Back On Your Monthly Expenses

Sometimes it feels like all your money goes on bills and everyday essentials, doesn’t it? Although all necessary expenses, it does seem to leave less and less money for you to spend on the things you enjoy! But what if there were a way to cut back on your monthly expenses – so you could start saving some money towards your dream holiday or first home, perhaps? Start by looking at...

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How to Ace a Job Interview in Advance

The job market can be extremely tough. You are either well prepared but do not have any experience or you have too many qualifications. Acquiring a great job is quite an accomplishment. However, most people do not do that well at interviews. With the pressure building up they start feeling stressed. Emotions are normal and an optimal amount of stress does help your mind work quicker. The...

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Writing a Kickass Cover Letter

In a world defined by ’30 under 30’ type lists, everybody wants to do an outstanding job. However, most jobs worth their hype require a lot more effort than usual. Differentiate yourself A cover letter is not mandatory, but it does help. Remember, you will not be the only one applying for that particular job. Many people will just send in their CV. However, as impressive as your...

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Alternatives to Short Term Loan Solutions

Looking for an alternative to a short term loan? Well good for you, researching all of the options available to you will help you make an informed decision to get you back on the right track, financially speaking. Finding a way to pay your debts that will not cost you more money is the choice that most people will opt for when they understand different options that can help them manage their...

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