What finance is best for you

Finance is a broad term - there are so many options available to you. From store cards to short-term loans, there’s no shortage of how you can get credit, regardless of your credit rating. Over 60 million credit cards were in use last year and over 2 million people took out a short-term loan, showing that lending can be a safe option. The short-term loan industry has really improved in the...

Continue Reading

Benefits of a Workplace Pension

A pension is your financial security for your future after you have retired from working. For the majority of people the government will provide a state pension, covering all of your basic needs, but adding money to a workplace pension during your career is beneficial to you. Since 2012 there has been a rollout of workplace pension schemes as mandatory. The company you work for now has to...

Continue Reading

Are Payday Loans Cheaper than Unarranged Overdrafts?

If you are in need of a short-term solution to financial worries there are often only a few possible options open to you. If you are unable to borrow money from family members and loved ones to help you get through this tough period, the other options are to take out a payday loan or go over your current account limit with your bank and have an unarranged overdraft. PiggyBank understands...

Continue Reading

How to Save Money on Your Food Shop

The bill for your food shop is unavoidable, as we all need to eat. Whether you go to the shop daily, weekly, monthly, order online or in the store, or live solely from takeaway food, you will be spending money on food. Here we look at a few ways in which you can save money on your food shop. Budget Accordingly Work out exactly how much money you will need for the set period of time and...

Continue Reading

Bank Overdrafts found to be more costly than Short Term Loans

Research from consumer champions Which? has found that bank overdrafts can be eight times more costly than payday loans. Â Borrowers needing as little as ÂŁ100 could be charged up to ÂŁ156 more by their bank than it would cost at a payday lender, it has been revealed. Which? compared the cost of borrowing ÂŁ100 for 30 days using an unauthorised bank overdraft. It found some banks...

Continue Reading

How to Ace a Job Interview in Advance

The job market can be extremely tough. You are either well prepared but do not have any experience or you have too many qualifications. Acquiring a great job is quite an accomplishment. However, most people do not do that well at interviews. With the pressure building up they start feeling stressed. Emotions are normal and an optimal amount of stress does help your mind work quicker. The...

Continue Reading

Alternatives to Short Term Loan Solutions

Looking for an alternative to a short term loan? Well good for you, researching all of the options available to you will help you make an informed decision to get you back on the right track, financially speaking. Finding a way to pay your debts that will not cost you more money is the choice that most people will opt for when they understand different options that can help them manage their...

Continue Reading

Starting a Hobby in 2017

What greater way to enter the New Year than by taking up a new hobby, and potentially finding a passion to last a lifetime. Whether you take up a sporting pursuit, start sewing, reading, writing, hiking or any of the plentiful options you have at your disposal, have fun and take a look at some of the key benefits awaiting you. Take a Break from Life Sometimes it is nice to break and do...

Continue Reading

Broker’s Vs. Lender’s What They Do

If you have always wondered what the difference between a broker and lender is then you have landed in the right place. Knowing the difference will allow you to decide which option to choose the next time you are applying for a loan. Although the decision you make will not negatively impact your ability to receive a loan, understanding their roles in the application process will help you...

Continue Reading