Fraudsters and how to keep your money safe

As technology grows, so does the cyber crime. Every 15 seconds someone in the UK is scammed out of their money online. Financial Fraud Action UK said there was a 53% increase compared to the year before! More of us are using our credit and debit cards online and divulging our bank details, making it easier for scammers to target people. Our 3 quick steps to keep your money safe...

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Car maintenance – cut the amount of cash you give to the garage

The average hourly rate for garage repair stands at £75 - and if you go to a BMW dealer it can cost over £200! But getting your car fixed doesn’t have to be a financial pain - there are some brilliant ways to save some serious cash when you need to take your car into the garage for repair Travel further away from home We’re not talking driving 100 miles away (think of the petrol...

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Can people afford to work for charity?

With over 195,000 registered charities to choose from, it seems it would be easy to find a job in the voluntary sector. From helping out in animal shelters to donating time to helping children to read, there’s no shortage of charities in the UK. Most people take on voluntary work as a hobby in their area of interest - but can people afford to work for charity as their main job? How does a...

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Renting for the first time, everything you need to know

  In 2005 1 in 5 young adults lived with their parents, but now it’s risen to 1 in 4 thanks to low salaries that don’t line up with inflation and housing prices. But renting for the first time, whether it’s with a friend or two or your first place on your own can be your ticket out of living under your parents’ roof. Ideally, you’ll want somewhere to call home for the next...

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5 Ways To Grow Your Personal Finance in 2017

We could all do with a brighter financial outlook but, in order to get that, we could probably all do more to make our money go further. With a little effort and some smart decision making, there are ways we can all grow our personal finances in 2017. Here are five ways to do just that: Clear debt The first stage of any financial plan should be to clear the decks. Borrowing is still...

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How to Ace a Job Interview in Advance

The job market can be extremely tough. You are either well prepared but do not have any experience or you have too many qualifications. Acquiring a great job is quite an accomplishment. However, most people do not do that well at interviews. With the pressure building up they start feeling stressed. Emotions are normal and an optimal amount of stress does help your mind work quicker. The...

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Writing a Kickass Cover Letter

In a world defined by ’30 under 30’ type lists, everybody wants to do an outstanding job. However, most jobs worth their hype require a lot more effort than usual. Differentiate yourself A cover letter is not mandatory, but it does help. Remember, you will not be the only one applying for that particular job. Many people will just send in their CV. However, as impressive as your...

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Payday Loan or Instalment loan? What should I consider?

When considering the best payday or instalment loan for your needs, there are some key things to consider; • Can you afford it? • What is the interest rate? • How long do you need it for, is it short term? • What happens if you can’t afford to make repayments, what are the penalties? The longer the loan period, the more interest you will pay back. Before you think...

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Get Educated Online

If you are looking to better yourself and learn new skills then there are a number of sources online that can help you. Whether you are looking to get a new job, enhance your skills in a current job or just for fun, the following sources are a great place to start: Udemy Udemy is an online learning marketplace with over 10 million students learning everything from coding to marketing to...

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