Unfortunately, it’s true that there aren’t any shortcuts when it comes to making money. But there are a few very simple methods to stop as much coming out of your wallet every month. In fact, as Kin Hubbard said: “the safest way to double your money is to fold it over and put it in your pocket”. Here are six genuinely easy ways to save money!
You may be able to save yourself money on your online purchases using cashback websites. “But how do they work?”, I hear you asking… Well instead of buying directly from an online retailer, if you buy through websites such as TopCashback or Quidco you earn money through simply making purchases. You could earn £100’s in just one year!
Switch Your Bank Account
Some banks offer cash incentives for switching your current account. There are also plenty of other current account benefits to make the most of, such as cashback and high interest rates. Try some of these accounts if you fancy a bit of free cash!
Haggle With Your Bill Providers
Do a quick bit of research on a comparison like Compare the Market to see if you can get a better deal elsewhere and use that cheaper figure as a bargaining chip. Then give your provider a buzz and politely inform them you’re considering switching to a competitor. They are very likely to offer you a better deal in exchange for your business!
Ditch Your TV Licence
Streaming services like Netflix and Amazon Prime Instant Video don’t require a TV Licence, so many people have abandoned the TV to watch catchup TV. From April 1st 2018 the cost of a TV licence will rise to £150, so cancelling that will save you a large amount for the year. Although, you will still need a TV licence to watch live shows on iPlayer or 4OD.
Cancel Your Gym Membership
If you’re a regular or even keen gym user, move along. If not, be honest, do you really make use of your all-inclusive membership that you’ve visited once since Christmas? If you don’t want to cancel, consider signing up for a flexible gym membership that is pay-as-you-go, or to save even more, buy some equipment and work-out at home. That is, if you have the willpower.
Search for Discount Codes
Get into the habit of searching for discount codes and offers before making online purchases. Use sites like Groupon, Vouchercodes or Join Pouch to gain access to discounts and offers that will help you avoid paying the full price!