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Borrow Money Online

The Online World

We’re living in an online world. There aren’t many things that you can’t do online nowadays; whether it’s your weekly food shop, booking your summer holiday or managing your bank account.

When it comes to borrowing money online, we wouldn’t blame you for feeling a little overwhelmed at all the different options!

So let’s assume that you’re looking for a way to borrow money online for an unexpected expense. After all, you’ve come to the PiggyBank website and that’s what we do – provide short term online loans for those unexpected costs that crop up in day to day life.

We’ll start with what to look out for when you’re trying to borrow money online. There are two main areas to cover:

Security of the website

When you go through the process of borrowing online, you’re going to have to disclose a lot of personal information about yourself and your finances. Based on this, it’s really important that you make sure the company you borrow from have a secure website.

Always look for security logos around the website, or if in doubt, ask them what their security policy is. Another good thing to keep an eye out for; is your address bar at the top of your browser turning green or having a little padlock next to the website address. These are all good signs that the website you’re using is securely storing your personal details.

If you borrow money online from PiggyBank, you can relax in the knowledge that all of our application process and online account area is completely secured by the market leading Global Sign. We have to make sure we're asking you these personal details, not because we're nosey, but because it allows us to make an informed and responsible decision in regard to your loan application. This is also so we can be sure we are co-operating with the Financial Conduct Authority (FCA) rules, so we can stay in the market and be there when you need us!


If you’re borrowing money online, you don’t want to have to sit around waiting for it! After all, if this is the case, you may as well have gone the old fashioned way and walked down to your bank to borrow the money.

Borrowing money online should be a quick and simple process. When choosing your short term loan online, look at the company’s website for information on how quickly they’ll transfer the money to your bank.

If you borrow money online from PiggyBank, we use a method called “Faster Payment”; this means that we can have the money you’re borrowing in your bank account, normally within an hour of your loan being approved.

We’re big fans of all things online here at PiggyBank, that’s why we chose to offer all of our short term loans using a quick and secure online process.

There's a lot of stuff that goes on in the background that you don't see, however we aim to do this as quickly as possible too, so you get your loan decision quickly. PiggyBank carries out extensive affordability, credit and bank account validation checks. That's why it's very important to be as honest as you can in application, because this will allow us to reach a decision in the shortest amount of time. We're always transparent and honest with you, so be as honest and transparent as you can with us :)

Get started and borrow money online from us today!.

Before you take out a PiggyBank short term loan, you need to ask yourself whether borrowing money is the right thing for you. If you can cut down on your spending or put off buying something until you’ve saved for it, do that. If you are borrowing money to make repayments on other loans and debts, you may be in a vicious circle and it might not be the best thing to do. If you think you need help with your debts, you can contact the Step Change Debt Charity service at www.stepchange.org.

Why Choose Us?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority
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