WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

How It Works

PiggyBank offers a straightforward, simple and 100% online solution for you to get a responsible loan to help you in any unexpected situation.

I'd like to borrow
I'll repay in
10 Days

Choose Your Amount

Use the slider to choose your loan amount from £100 up to £1000. Next choose your loan term. You can choose to repay anywhere from 7 days up to 5 months.

Step 1: Your Details

Step 2: Your Finances

Complete Application

Our application process is simple. We will ask you for your personal details, your employment information, your income and expenditure and your bank account details.

PiggyBank Gold Hoard

Receive Your Money

We will assess all the information you provide, send you a mobile pin and if approved we aim to pay your loan out within an hour. If we require extra information, we will let you know.


To apply for a loan with PiggyBank you will need to meet the following criteria:

Have a Mobile

You must have an active mobile phone so we can send you your mobile pin which you must enter into the system.

Be a UK Citizen

You must live and work in the UK to be eligible for a PiggyBank loan.

Be 18 or Over

To be eligible for a loan you must be over 18 years old.

Be Employed

You must be employed and working over 16 hours a week.

Have a Bank Account

We will deposit the loan into your bank account, and use your debit card details to collect payments.

Your PiggyBank Account

When you take out a loan with us we'll setup an online account for you that gives you access to all the details you entered during your application.

We've made things as convenient and easy to use as possible to help you with any account changes you need to make, whether it's updating your bank details, viewing your loan statement, or making a part payment.

There are also multiple repayment options available for you if you'd like to repay early, or make a part payment.

If you already have a loan with us you can log in to your PiggyBank account here and explore what you can do.

Repay Early

You can repay your loan early and save interest as you only pay interest on the days you have the loan. We don't charge any fees for repaying early.

Part Payments

You can make part payments at any time. This will reduce your interest and make your loan cheaper.

Set up a payment plan

Depending on your circumstances, you may be applicable to set up a payment plan online to help spread out your repayment costs.

Call Us

0800 206 1560

General Help






We're available:

8AM - 7PM
8AM - 4:30PM
9AM - 1PM

Monday - Thursday

Can't pay back on time, or at all?

Call us on 0800 206 1560

We understand that sometimes circumstances can change for the worse in a way that’s completely out of your control. If this happens, it’s our "PiggyBank Promise" that we’ll work with you to do everything we can to come up with a resolution.

If you can’t make a call, feel free to drop us an e-mail at help@piggy-bank.co.uk we’ll do our best to help you in any way possible.