WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Instant Payday Loan

What is an instant payday loan?

An Instant payday loan is a loan that you can usually receive quickly once you have been approved. If you are approved for an instant payday loan the money can be in your bank account within an hour. This is extremely beneficial if you have an unforeseen expense and need the money urgently. Even if you budget for the week or the month, sometimes in life things go wrong and when they do it can be reassuring to know that you can obtain funds quickly.

Why Choose PiggyBank?

PiggyBank are a responsible lender committed to serving our customers needs. PiggyBank can offer an instant payday loan from £100 up to £1500 for up to five months to make repayments easier to manage. PiggyBank aims to payout your instant payday loan within an hour of approval. You can apply for loans 24 hours a day, 7 days a week, 365 days of the year. Every application is assessed on an individual basis. We run credit checks, affordability assessments and fraud checks to ensure that we are only lending responsibly.


To be eligible for a PiggyBank payday loan you need to satisfy the following criteria:

  • Be between 18 and 65 years old.
  • You must be employed and working at least 16 hours a week.
  • Own a mobile phone.
  • Have a UK bank account with a debit card.

Customer Service

PiggyBank are committed to delivering positive outcomes for all customers and world class customer service. We are available to speak to between 8am and 7pm Monday to Thursday, 8am to 5pm on Friday and 9am to 1pm on Saturday. You can also contact us by email 24 hours a day. We like to go the extra mile and so if you are approved for an Instant Payday loan, we will contact you three days before your payment to ensure everything is okay.

Why Choose Us?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority
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