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Instant Payday Loans

What are instant payday loans?

An Instant payday loan is a loan that you can usually receive quickly once you have been approved. If you are approved for an instant payday loan the money can be in your bank account within an hour. This is extremely beneficial if you have an unforeseen expense and need the money urgently. Even if you budget for the week or the month, sometimes in life things go wrong and when they do it can be reassuring to know that you can obtain funds quickly.

At PiggyBank we strive to ensure we can provide you your funds when you need them. Despite this, we will always ensure we remain a responsible lender. This means we will always run credit checks, affordability and fraud checks. As a fully authorised lender by the Financial Conduct Authority, it’s important that we lend responsibly and always treat customers fairly.

How can PiggyBank help me get an instant payday loan?

Well, the short answer is, because that’s what we do here at PiggyBank.

The world of finance can be a confusing place. You’ll see the phrase short term loan, quick loan, cash loan etc but all these are essentially just a way of saying: PiggyBank offers you instant payday loans for your unexpected expense. And, to make this even better, with PiggyBank you can rest assured that you are borrowing from one of the most responsible lenders on the market. We only lend if we know you can afford it and are transparent in our fees and charges so you know exactly how much you can expect to pay back before you agree to anything.

Why Choose PiggyBank?

Getting your instant payday loan to you quickly is one of our top priorities at PiggyBank. That’s why all of our instant payday loans can be applied for completely online 24 hours a day. Our online application is designed to be quick and friendly - it should only take you 10 minutes maximum, but will collate all the information we need to make an informed decision about your loan application. But don't worry, we do all the relevant checking so you can leave it all to us!

Lastly, if you’re approved for an instant payday loan from PiggyBank, we’ll use our “faster payment”method to make sure your loan reaches your account as quickly as possible - normally within an hour - because we’re nice like that!

Responsible Lender

PiggyBank are responsible lenders and would not pay out a loan to someone who is unemployed, receiving benefits as a primary income, cannot afford the full repayment or who is in a position of financial difficulty. We will complete full credit and two affordability checks, among numerous other checks to ensure we remain responsible lenders. However, the good news is that our processes are so fast that wecan still offer instant payday loans.

Although we pay out our loans quickly through faster payment once they have been approved, there is a lot going on behind the scenes before we approve a loan. Even if your application is approved without need for further information, we have still completed hundreds of checks to make sure you can afford the repayment, that the application is not fraudulent and that by paying out the loan we will not be putting youin a position of financial difficulty. We work together with CIFAS, Callcredit and numerous other data sources to fully ensure that we are lending responsibly.

Why Choose Us?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority
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