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Payday Loan Direct Lender

What is a payday loan direct lender?

A payday loan direct lender, is a lender that will advance a loan to you. If the company are a direct lender it means that the funds you are applying for will come directly from that lender. You may come across a payday loan broker. They will take your application and pass it across to payday lenders, who will allow you to complete your application. It is important that you check the website where you apply for loan, so that you know if you are applying to a payday loan direct lender or a payday loan broker as some brokers may charge fees.

Are PiggyBank a Lender or a broker?

PiggyBank are a payday loan direct lender. We lend from £100 up to £1000 for first time borrowers. You can borrow from 7 days up to 5 months. Repeat customers can borrow up to £1500. All loans are subject to affordability, credit checks and fraud checks.

Am I eligible for a PiggyBank Loan?

In order to be eligible for a PiggyBank loan, you must satisfy the minimum criteria:

  • Be over the age of 18.
  • Be employed.
  • Must not have had a CCJ in the last 12 months.
  • Must not be on Debt Management or thinking about going onto a Debt Management Plan.

View more information on your potential eligibility here.

If I am approved, when will I get my loan?

If you are approved for a PiggyBank loan, we aim to pay out within one hour, however it can sometimes take up to two hours. We use a faster payment system to pay out our loans and It will also depend on your bank as they may not accept faster payments.

Why Choose Us?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority
Apply Now