WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk

Why choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

Instant Payday Loans

Instant payday loans can be very helpful to those looking for a short term financial solution to unexpected expenses before payday.

PiggyBank’s instant payday loans can help give you a cash injection that solves a urgent problem. It could be a your car breaking down, and you need to get it fixed ASAP because you need it to get you to work. It could be an emergency repair at your home, such as a faulty boiler, a leaking roof or the need for a quick fix after a break-in or weather related damage.

If you don’t have the money immediately available and it’s too long to wait until your next payday, an instant payday loan can provide you with the financial solution you need within an hour of making an online application, direct into your bank account. If you’re unsure if you qualify for a PiggyBank short term loan, take a look at our eligibility page.

With other emergency funding sources, such as a loan from a high street bank, borrowing money from close friends or relatives, there’s bound to be a bit of a wait to receive the money that you urgently need. An instant payday loan can be provided within a fast timeframe, avoiding the stress associated with the problems you require financial assistance with, and providing you with the breathing space you need.

The PiggyBank instant payday loan application process is a simple and straightforward one. You start by using our easy loan calculator, selecting how much you wish to borrow and the loan duration. As a responsible lender, we want you select a loan amount and duration you are comfortable with paying back, making sure that you won’t put yourself in financial difficulty.

In order to complete the application, all we’ll need from you is a few personal details, your job situation and information, details of your monthly expenditure and income and away we go. You’ll be provided with a mobile pin and we aim to come to a decision where the funds are transferred into your bank account within an hour of your application. If you have any further questions about the application process, take a look at our help page.

Call Us

0800 206 1560

General Help






We're available:

8AM - 7PM
8AM - 4:30PM
9AM - 1PM

Monday - Thursday



Independent Feedback based on 573 verified reviews as of 22/06/2017

The need is matched by the deed
Paul Sargent 22/06/2017
Short Term Loan
Very professional, non judgemental, very clear and very prompt
Biggi bank best in the UK!! If I need loans anytime, biggi bank give me!
Zsolt Imre 21/06/2017
Short Term Loan
Piggy bank use very easy and correct!!
Jason Skeels 20/06/2017
Short Term Loan
Very easy to use and helpful when needing advice would highly recommend
Trusted Customer 20/06/2017
Short Term Loan
Really recommend it - they approved my loan right away.
1st class service
Trusted Customer 20/06/2017
Short Term Loan
Top class customer service, highly recommended. They accepted me when I was tuurned down by many others they really helped me when the chips were down.
Trusted Customer 20/06/2017
Short Term Loan
Very fast
Trusted Customer 20/06/2017
Short Term Loan
Trusted Customer 17/06/2017
Short Term Loan
Very good!
Great company!
Trusted Customer 17/06/2017
Short Term Loan
They are very helpful, and speedy. Would definitely use them again! Payment dates are very flexible, would recommend anyone needing a short term loan. The interest rates are also very competitive!
Simple and clearly explained
Steven Whillis 16/06/2017
Short Term Loan
Simple and clear