WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk


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Why Choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

Instant Payday Loans

Instant payday loans can be very helpful to those looking for a short term financial solution to unexpected expenses before payday.

PiggyBank’s instant payday loans can help give you a cash injection that solves a urgent problem. It could be a your car breaking down, and you need to get it fixed ASAP because you need it to get you to work. It could be an emergency repair at your home, such as a faulty boiler, a leaking roof or the need for a quick fix after a break-in or weather related damage.

If you don’t have the money immediately available and it’s too long to wait until your next payday, an instant payday loan can provide you with the financial solution you need within an hour of making an online application, direct into your bank account. If you’re unsure if you qualify for a PiggyBank short term loan, take a look at our eligibility page.

With other emergency funding sources, such as a loan from a high street bank, borrowing money from close friends or relatives, there’s bound to be a bit of a wait to receive the money that you urgently need. An instant payday loan can be provided within a fast timeframe, avoiding the stress associated with the problems you require financial assistance with, and providing you with the breathing space you need.

The PiggyBank instant payday loan application process is a simple and straightforward one. You start by using our easy loan calculator, selecting how much you wish to borrow and the loan duration. As a responsible lender, we want you select a loan amount and duration you are comfortable with paying back, making sure that you won’t put yourself in financial difficulty.

In order to complete the application, all we’ll need from you is a few personal details, your job situation and information, details of your monthly expenditure and income and away we go. You’ll be provided with a mobile pin and we aim to come to a decision where the funds are transferred into your bank account within an hour of your application. If you have any further questions about the application process, take a look at our help page.

Call Us

0800 206 1560

General Help






We're available:

8AM - 6PM
8AM - 4:30PM
9AM - 1PM

Monday - Thursday

Independent Feedback based on 721 verified reviews.
Trusted Customer 24/04/2018
Short Term Loan
Trusted Customer 24/04/2018
Short Term Loan
Dependable service when you need it.
Rachel Bloomer 24/04/2018
Short Term Loan
Low interest very good only had it for four days though
Kathryn Moss 24/04/2018
Short Term Loan
Low interest rate, easy to apply
Lucy Marlow 16/04/2018
Short Term Loan
Excellent service very quick and easy
Craig Grant 16/04/2018
Short Term Loan
Very reliable loan company
Trusted Customer 16/04/2018
Short Term Loan
Excellent from start to finish
Trusted Customer 13/04/2018
Short Term Loan
Helped in times of need money in bank promptly
Trusted Customer 12/04/2018
Short Term Loan
Zoe Nicholson 11/04/2018
Short Term Loan
Intrest was a good amount