WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
£265
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk

Why choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

New Payday Loan Companies

New payday loan companies have recently emerged that aim to change the perception of the payday loans and short term loans industry.

Previously, payday loan providers attracted criticism from those looking for short term financial assistance. They felt that companies treated them unfairly and charged high fees that put them into financial difficulties. We believe that short term lending could be done so much better and that was why PiggyBank was born.

Our viewpoint is that we should be a responsible lender for those who need short term assistance with their finances. With that in mind we’ve put customers at the forefront of every decision we’ve made - we don’t have any hidden fees and we won’t lend to those who would be unable to repay their loan without putting themselves in financial difficulty.

As a new payday loan company, there’s 3 key areas that we’re proud of:

Firstly, we wanted to make the whole process as simple and transparent as possible. Gone are the days of confusing agreements and hidden fees. You can use our PiggyBank loan calculator to select exactly how much you’d like to borrow and how long you’d like to repay. We provide an up-front breakdown of exactly what you’ll be paying back and when.

Secondly, we understand that unforeseen expenses can come out of nowhere at any time. From your car breaking down to unexpected bills, you’ll sometimes need a financial buffer until your next payday. That’s why our application system is 100% online, allowing you to apply for a loan at a time that suits you. Once we have approved your loan application, we’ll aim to have the money in your account within an hour.

Thirdly, we wanted to offer flexibility. Typically, a PiggyBank short term loan is taken from 7 to 35 days. However, you can also apply for an instalment loan which can spread your payments over a 2 to 5 month period. All of our loans can be paid back early to save on interest - with no early repayment fees.

We’re are also committed to making the repayment journey as easy as possible. If your circumstances should change unexpectedly, don’t panic. We’ll treat you fairly and work with you to find the best options to try and help you.

PiggyBank provides fully transparent and simple short term loans, payday loans and instalment loans from £100 to £1000 for new customers, and up to £1,500 for returning customers. Have questions? Take a look at our help page or get in touch!

Call Us

0800 206 1560

General Help

help@piggy-bank.co.uk

Applications

applications@piggy-bank.co.uk

Collections

collections@piggy-bank.co.uk

We're available:

8AM - 7PM
8AM - 4:30PM
9AM - 1PM
Closed

Monday - Thursday
Friday
Saturday
Sunday

PiggyBank

4.7/5

Independent Feedback based on 573 verified reviews as of 22/06/2017

The need is matched by the deed
Paul Sargent 22/06/2017
Short Term Loan
Very professional, non judgemental, very clear and very prompt
Biggi bank best in the UK!! If I need loans anytime, biggi bank give me!
Zsolt Imre 21/06/2017
Short Term Loan
Piggy bank use very easy and correct!!
Jason Skeels 20/06/2017
Short Term Loan
Very easy to use and helpful when needing advice would highly recommend
Trusted Customer 20/06/2017
Short Term Loan
Really recommend it - they approved my loan right away.
1st class service
Trusted Customer 20/06/2017
Short Term Loan
Top class customer service, highly recommended. They accepted me when I was tuurned down by many others they really helped me when the chips were down.
Trusted Customer 20/06/2017
Short Term Loan
Very fast
Trusted Customer 20/06/2017
Short Term Loan
VERY HELPFUL TEAM, QUICK RESPONSE AND QUICK AND QUALITY SERVICE
Trusted Customer 17/06/2017
Short Term Loan
Very good!
Great company!
Trusted Customer 17/06/2017
Short Term Loan
They are very helpful, and speedy. Would definitely use them again! Payment dates are very flexible, would recommend anyone needing a short term loan. The interest rates are also very competitive!
Simple and clearly explained
Steven Whillis 16/06/2017
Short Term Loan
Simple and clear