WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
£265
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk

Why choose PiggyBank?

Feefo Gold Trusted Service
  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

Payday Loans with No Credit

Payday loans with no credit are more difficult to come by than regular loans but they are possible with PiggyBank.

There are a number of reasons why you may suddenly be in need of some financial help due to unforeseen bills or unexpected expenses, and worrying if you’ll be accepted for a short term loan due to your credit score can certainly add to the stress.

Even those with bad or no credit can apply for a PiggyBank loan, with clear repayment dates and amounts provided up-front. We are a responsible short term loan lender, and want to help those people with real financial difficulties overcome their problems.

There’s a simple reason why some people don’t have any credit - that they’ve never used any financial services that would allow them to build a credit score in the first place. This could include never taking out a personal loan, a credit card or store card, a loan for a car or a mortgage. Lots of people are in a position where they’ve never needed to borrow in the past, so have no credit. It’s not the same thing as having bad credit, but it can affect your chances of being approved for a loan.

For high street banks, it’s difficult to apply for a loan without any credit at all. For someone with bad credit, they’re able to explain how and why they have a bad credit score in the first place. High street banks have created the myth that if you have no credit score, you can’t borrow.

PiggyBank can work with those who are looking for a payday loan without credit. We do perform credit checks on every application, but we also look at a number of other factors too. These can include your current employment situation and your monthly incomings and outgoings. From there we can determine if you’re eligible for a payday loan without credit.

Typically, PiggyBank short term loans are taken out over a 7 day to 5 month period, borrowing £100 to £1,000. Our easy to use loan calculator provides you with a full breakdown of your loan, including how much you’ll be paying back and when. We pride ourselves on being responsible, which means we’ll only lend to people who can repay without putting themselves in financial difficulty. Need more information? get in touch!

Call Us

0800 206 1560

General Help

help@piggy-bank.co.uk

Applications

applications@piggy-bank.co.uk

Collections

collections@piggy-bank.co.uk

We're available:

8AM - 7PM
8AM - 4:30PM
9AM - 1PM
Closed

Monday - Thursday
Friday
Saturday
Sunday

PiggyBank

4.7
/5

Independent Feedback based on 750 verified reviews. as of 24/10/2017

4.7
/5
Excellent service
Guy Luck 24/10/2017
Short Term Loan
Everything about this experience was excellent. I would definitely use them again if I need to.
Customer satisfaction
Trusted Customer 23/10/2017
Short Term Loan
Excellent service would highly recommend
Excellent
Zoe Barnes 22/10/2017
Short Term Loan
Quick and easy to use
Fast and efficient
John Procter 21/10/2017
Short Term Loan
Quick note hassle service. Will be back
Stress free loans
Trusted Customer 21/10/2017
Short Term Loan
Very helpful and professional. A loan that was stress free from start to finish. Once the loan was agreed the money went into my account immediately.
Good service
Trusted Customer 19/10/2017
Short Term Loan
Easy to use
Trusted Customer 19/10/2017
Short Term Loan
Easy to use
Trusted Customer 18/10/2017
Short Term Loan
Great straight forward service
recommend
Trusted Customer 18/10/2017
Short Term Loan
quick affordable