WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
£265
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk

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Why Choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority
4.7
/5
4.7
/5
Independent Feedback based on 721 verified reviews.
Trusted Customer 24/04/2018
Short Term Loan
Excellent
Trusted Customer 24/04/2018
Short Term Loan
Dependable service when you need it.
Rachel Bloomer 24/04/2018
Short Term Loan
Low interest very good only had it for four days though
Kathryn Moss 24/04/2018
Short Term Loan
Low interest rate, easy to apply
Lucy Marlow 16/04/2018
Short Term Loan
Excellent service very quick and easy
Craig Grant 16/04/2018
Short Term Loan
Very reliable loan company
Trusted Customer 16/04/2018
Short Term Loan
Excellent from start to finish
Trusted Customer 13/04/2018
Short Term Loan
Helped in times of need money in bank promptly
Trusted Customer 12/04/2018
Short Term Loan
Excellent
Zoe Nicholson 11/04/2018
Short Term Loan
Intrest was a good amount

Payday Loans with No Credit

Payday loans with no credit are more difficult to come by than regular loans but they are possible with PiggyBank.

There are a number of reasons why you may suddenly be in need of some financial help due to unforeseen bills or unexpected expenses, and worrying if you’ll be accepted for a short term loan due to your credit score can certainly add to the stress.

Even those with bad or no credit can apply for a PiggyBank loan, with clear repayment dates and amounts provided up-front. We are a responsible short term loan lender, and want to help those people with real financial difficulties overcome their problems.

There’s a simple reason why some people don’t have any credit - that they’ve never used any financial services that would allow them to build a credit score in the first place. This could include never taking out a personal loan, a credit card or store card, a loan for a car or a mortgage. Lots of people are in a position where they’ve never needed to borrow in the past, so have no credit. It’s not the same thing as having bad credit, but it can affect your chances of being approved for a loan.

For high street banks, it’s difficult to apply for a loan without any credit at all. For someone with bad credit, they’re able to explain how and why they have a bad credit score in the first place. High street banks have created the myth that if you have no credit score, you can’t borrow.

PiggyBank can work with those who are looking for a payday loan without credit. We do perform credit checks on every application, but we also look at a number of other factors too. These can include your current employment situation and your monthly incomings and outgoings. From there we can determine if you’re eligible for a payday loan without credit.

Typically, PiggyBank short term loans are taken out over a 7 day to 5 month period, borrowing £100 to £1,000. Our easy to use loan calculator provides you with a full breakdown of your loan, including how much you’ll be paying back and when. We pride ourselves on being responsible, which means we’ll only lend to people who can repay without putting themselves in financial difficulty. Need more information? get in touch!

Call Us

0800 206 1560

General Help

help@piggy-bank.co.uk

Applications

applications@piggy-bank.co.uk

Collections

collections@piggy-bank.co.uk

We're available:

8AM - 6PM
8AM - 4:30PM
9AM - 1PM
Closed

Monday - Thursday
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