WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk

Why choose PiggyBank?

Feefo Gold Trusted Service
  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority
Independent Feedback based on 707 verified reviews.
Trusted Customer 17/03/2018
Short Term Loan
Because they help me, I needed a loan, and they lend me, it was quick and very professional and it was perfect, excellent customer services ready to help, there are no hidden fees, and you feel comfortable with the Piggy Bank.
Jen 17/03/2018
Short Term Loan
Quick easy and convenient
Trusted Customer 16/03/2018
Short Term Loan
Just what i needed when i needed it
Trusted Customer 10/03/2018
Short Term Loan
Excellent service and fast money
Victoria Pearson 10/03/2018
Short Term Loan
Funds quickly paid into my account
Trusted Customer 10/03/2018
Short Term Loan
Worked really well for myself
Trusted Customer 08/03/2018
Short Term Loan
Help me out thank you recommend you
Trusted Customer 08/03/2018
Short Term Loan
All good. May consider using again
Joanne Kirwan 08/03/2018
Short Term Loan
Loan was approved with quickness and easy
Trusted Customer 08/03/2018
Short Term Loan
Nagyon jo.gyors es tolerates munka.

Payday Loans with No Credit

Payday loans with no credit are more difficult to come by than regular loans but they are possible with PiggyBank.

There are a number of reasons why you may suddenly be in need of some financial help due to unforeseen bills or unexpected expenses, and worrying if you’ll be accepted for a short term loan due to your credit score can certainly add to the stress.

Even those with bad or no credit can apply for a PiggyBank loan, with clear repayment dates and amounts provided up-front. We are a responsible short term loan lender, and want to help those people with real financial difficulties overcome their problems.

There’s a simple reason why some people don’t have any credit - that they’ve never used any financial services that would allow them to build a credit score in the first place. This could include never taking out a personal loan, a credit card or store card, a loan for a car or a mortgage. Lots of people are in a position where they’ve never needed to borrow in the past, so have no credit. It’s not the same thing as having bad credit, but it can affect your chances of being approved for a loan.

For high street banks, it’s difficult to apply for a loan without any credit at all. For someone with bad credit, they’re able to explain how and why they have a bad credit score in the first place. High street banks have created the myth that if you have no credit score, you can’t borrow.

PiggyBank can work with those who are looking for a payday loan without credit. We do perform credit checks on every application, but we also look at a number of other factors too. These can include your current employment situation and your monthly incomings and outgoings. From there we can determine if you’re eligible for a payday loan without credit.

Typically, PiggyBank short term loans are taken out over a 7 day to 5 month period, borrowing £100 to £1,000. Our easy to use loan calculator provides you with a full breakdown of your loan, including how much you’ll be paying back and when. We pride ourselves on being responsible, which means we’ll only lend to people who can repay without putting themselves in financial difficulty. Need more information? get in touch!

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