WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Same Day Loans

I'd like to borrow
£265
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

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Why Choose PiggyBank?

Feefo Gold Trusted Service
  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

What Are Same Day Loans?

Same day loans are cash loans that are paid out on the same day as the application is approved. Many types of loan companies can offer a same day payout— payday loans in particular are expected to be paid out on the same day. Other types of short term loans like instalment loans can also have a same day payout.

PiggyBank Offer Online Loans That Are Paid Out On The Same Day

We’re a same day loans direct lender, which means if your application is approved, you could receive your money on the same day, so you can cover your unexpected expense quickly. You could even get an instant loan decision.  

To be eligible for a same day payday loan, you’ll need to be working part time or full time, be 18 or over and a UK citizen. You’ll also need a UK bank account, so that we can pay the funds into your account.

Once your PiggyBank account is set up, you can log in at any time and check your information. You can also make early repayments, to save money on interest. Unlike some lenders, we won’t charge you for this.

How To Get A Same Day Loan With Bad Credit

You could get a same day loan even if you have a bad credit score. This could be difficult as many lenders may see you as a risky borrower, but many short term lenders are likely to offer loans, but with a higher interest rate. With PiggyBank, we only look at your recent credit history and won’t penalise you for past events.

We also look at other things when making a loan decision, not just your credit file. Things like your income and expenditure can be just as important as your credit history. You may have what is often called a ‘thin credit file’, because you haven’t really taken out credit before. For some lenders, this can be as bad as having a poor credit history. As we look at each application on an individual basis, you may still be eligible for a PiggyBank loan if you haven’t got much of a credit footprint.

If you’re not sure what your credit score is like or if you want to track your score, you can find out more about how to improve your credit rating on our blog. Taking out credit with lenders like PiggyBank and paying early or on time can also help improve your credit score.

Same Day Payday Loans Lender

PiggyBank are a direct UK payday lender, which means when you apply, we will give you your loan decision and also payout your money if you are accepted. There are no fees for applying for a same day payout loan with PiggyBank, and as a direct lender, we’ll transfer the funds into your bank.

At PiggyBank, we are always making sure we are lending responsibly. If we can see that you are entering into a cycle of borrowing, we won’t lend to you. If borrowing will put you in financial difficulty, such as taking out credit to repay credit, or short term borrowing to try to deal with long term issues, you won’t be eligible for a loan with us. If you think you may need to discuss your debts or financial situation, you can contact companies like the Citizens Advice Bureau, who can offer free impartial help and advice.

How Do You Apply?

To get a loan on the same day that you apply, simply choose the amount you wish to borrow, and the length of time you’ll need the funds. As paying a larger amount back as a lump sum can be difficult, instalment loans are usually more affordable if you need up to £1000.

Our application form is simple— there are a few sections to complete, and we’ll ask you for some personal details, your income and expenditure and your employment information. You’ll need your bank details and your mobile to hand when completing the application. 

You should get a loan decision the same day you apply, though to be on the safe side, it’s best to apply during our opening hours. You should then receive the funds in your bank account within an hour of being approved.

Apply Now!