WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk


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Why Choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

Short Term Loan - Lenders Not Brokers

Within the world of payday loan providers there are often brokers that can help find funds for borrowers - for a fee or commission.

PiggyBank are a short term loan lender and not a broker. We can deposit the loan amount directly into your bank account (usually within an hour of a successful application). PiggyBank offer short term loans from £100 up to £1,000. We also offer a lot of flexibility with repayment periods, allowing you to repay from 7 days up to 5 months - it’s entirely up to you.

So, if you’re looking for short term financial relief in order to pay off an unforeseen expense such as money to fix your car or damage to your home, or you just need that extra bit of cash to tide you over until your next payday, PiggyBank is here to help as a direct short term loan lender and not a broker. Not sure if you’re eligible for a PiggyBank loan? Take a look at our eligibility page.

PiggyBank provide short term loans for our customers direct. We do not offer a broker service and will only deal directly with those individuals who apply directly with us, meaning we don’t charge any broker fees or commissions. Our process is a simple and straightforward one. All you have to do use our online loan calculator on the homepage of our website. You can use sliders to select your loan amount and the repayment period.

There are never any hidden fees if you borrow with PiggyBank. We provide a full breakdown of exactly what you’ll be borrowing, what you’ll be repaying and when you have to repay it.

We’re also here to help you. There’s no need to panic if your financial circumstances change in the future. The PiggyBank team is always happy to help, and we would ask that you get in touch with us as soon as possible and we’ll look at all options to try and help you.

As a short term loan lender and not a broker, PiggyBank has all the tools at hand to assist you with your short term financial woes, offering flexible and fair payday loans as part of our responsible lending culture. We look forward to helping you.

Call Us

0800 206 1560

General Help






We're available:

8AM - 6PM
8AM - 4:30PM
9AM - 1PM

Monday - Thursday

Independent Feedback based on 721 verified reviews.
Trusted Customer 24/04/2018
Short Term Loan
Trusted Customer 24/04/2018
Short Term Loan
Dependable service when you need it.
Rachel Bloomer 24/04/2018
Short Term Loan
Low interest very good only had it for four days though
Kathryn Moss 24/04/2018
Short Term Loan
Low interest rate, easy to apply
Lucy Marlow 16/04/2018
Short Term Loan
Excellent service very quick and easy
Craig Grant 16/04/2018
Short Term Loan
Very reliable loan company
Trusted Customer 16/04/2018
Short Term Loan
Excellent from start to finish
Trusted Customer 13/04/2018
Short Term Loan
Helped in times of need money in bank promptly
Trusted Customer 12/04/2018
Short Term Loan
Zoe Nicholson 11/04/2018
Short Term Loan
Intrest was a good amount