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WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
£265
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Minimum 1255%APR

Maximum 1698.1%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use money.co.uk and allthelenders.org.uk

Why Choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority
4.7
/5
4.7
/5
Independent Feedback based on 716 verified reviews.
Lucy Marlow 16/04/2018
Short Term Loan
Excellent service very quick and easy
Craig Grant 16/04/2018
Short Term Loan
Very reliable loan company
Trusted Customer 16/04/2018
Short Term Loan
Excellent from start to finish
Trusted Customer 13/04/2018
Short Term Loan
Helped in times of need money in bank promptly
Trusted Customer 12/04/2018
Short Term Loan
Excellent
Zoe Nicholson 11/04/2018
Short Term Loan
Intrest was a good amount
Trusted Customer 11/04/2018
Short Term Loan
Excellent
Trusted Customer 10/04/2018
Short Term Loan
High interest rates but good service and able to take out a loan even with poor credit. If you make your repayments on time then you're able to take out a bigger loan next time if needed.
Trusted Customer 10/04/2018
Short Term Loan
Had an urgent unexpected expense and Piggybank came through for me!
Nick Greasley 09/04/2018
Short Term Loan
Excellent

Loan Repayment

You agree to repay us the amount payable on the agreed repayment dates. We will collect these payments by debiting the debit card you have registered with us at anytime on the agreed repayment dates. Failure to repay your loan in full on the agreed date will incur a:

  • £15 missed payment fee

Continuous failure to repay your loan will result in:

  • Daily application of interest against the outstanding balance
  • Possible legal action

During the time your loan is in arrears our collections team will make every effort to contact you to discuss your loan and they will do their best to offer a solution and come to an arrangement which suits your financial circumstances and is affordable.

Failure to Pay

If you don't communicate with us and we can't recover the money over a reasonable period of time, your account will be passed to our Recoveries Team. Failure to repay a loan may also mean that Credit Reference Agencies (CRAs) will record the outstanding debt. This information may be supplied to other organisations by CRAs and Fraud Protection Agencies (FPAs). Records may remain on file for six years after they are closed, whether settled by you or defaulted.

Defaulting on your loan will negatively impact your credit rating!

Loan Deferral

An option to defer your loan repayment may be available. To be eligible for a loan deferral you will have to undertake an affordability check to ensure that PiggyBank is being responsible in its lending. You should be aware that if you are approved, you will have to:

  • Clear the interest on your initial loan and
  • Sign a new loan agreement

Your repayment date will then be changed and interest will continue to be charged at the standard 1270% APR representative rate. Each loan deferral is considered on an individual basis.

Collections Process

If you’re having problems making a payment please contact us directly so that we can discuss your payment options. We are here to help and will make every effort to reach a solution with you.

Need Any Help?

Have a look though our FAQ if you still need any help get in touch using the details below.

Most popular questions:
View FAQ

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  • Monday - Thursday
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