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WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Loans and Instalment Loans of up to £1000!

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £265
Interest Rate 292% pa (fixed)
Interest £29.68
Total Repayable £294.68
To repay byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?

Representative 1270%APR

Representative Example

Amount of credit £250.00 for 30 days
Total amount payable £310.00
Interest rate 292% (fixed)
Interest £60.00

Learn more about APR here

Why choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority



Independent Feedback based on 467 verified reviews as of 23/03/2017

Excellent service by PiggyBank
Trusted Customer 22/03/2017
Short Term Loan
Quick and easy process from start to finish
Excellent service by PiggyBank
Shane Stoyles 22/03/2017
Short Term Loan
No complaints.
Trusted Customer 21/03/2017
Short Term Loan
No complaints. Needed short term finance. Piggy-bank helped. Quick and easy.
Excellent service by PiggyBank
Philip Wright 21/03/2017
Short Term Loan
Very good and quick
Excellent service by PiggyBank
Trusted Customer 20/03/2017
Short Term Loan
simple application and nice customer services
Good service by PiggyBank
Trusted Customer 20/03/2017
Short Term Loan
Helpful and pretty reasonable
Good service by PiggyBank
Trusted Customer 20/03/2017
Short Term Loan
does what they say
Found piggyback very helpful soon had money in my account would definitely ...
Philip Heale 20/03/2017
Short Term Loan
Found piggyback very helpful soon had money in my account would definitely use piggyback again thankyou
Excellent service by PiggyBank
Trusted Customer 20/03/2017
Short Term Loan
A1 service
All good
Liam Boland 20/03/2017
Short Term Loan
The company was very good, it provided me with a fast service which was professionally handled. The customer service people were also exceedingly polite and friendly, I would deffo recommend this site to others even if the interest rates are a little higher than others I have seen previously

Loan Repayment

You agree to repay us the amount payable on the agreed repayment dates. We will collect these payments by debiting the debit card you have registered with us at anytime on the agreed repayment dates. Failure to repay your loan in full on the agreed date will incur a:

  • £15 missed payment fee

Continuous failure to repay your loan will result in:

  • Daily application of interest against the outstanding balance
  • Possible legal action

During the time your loan is in arrears our collections team will make every effort to contact you to discuss your loan and they will do their best to offer a solution and come to an arrangement which suits your financial circumstances and is affordable.

Failure to Pay

If you don't communicate with us and we can't recover the money over a reasonable period of time, your account will be passed to our Recoveries Team. Failure to repay a loan may also mean that Credit Reference Agencies (CRAs) will record the outstanding debt. This information may be supplied to other organisations by CRAs and Fraud Protection Agencies (FPAs). Records may remain on file for six years after they are closed, whether settled by you or defaulted.

Defaulting on your loan will negatively impact your credit rating!

Loan Deferral

An option to defer your loan repayment may be available. To be eligible for a loan deferral you will have to undertake an affordability check to ensure that PiggyBank is being responsible in its lending. You should be aware that if you are approved, you will have to:

  • Clear the interest on your initial loan and
  • Sign a new loan agreement

Your repayment date will then be changed and interest will continue to be charged at the standard 1270% APR representative rate. Each loan deferral is considered on an individual basis.

Collections Process

If you’re having problems making a payment please contact us directly so that we can discuss your payment options. We are here to help and will make every effort to reach a solution with you.

Need Any Help?

Have a look though our FAQ if you still need any help get in touch using the details below.

Most popular questions:
View FAQ

Get in Touch

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We're available:
  • 8AM - 7PM
  • 8AM - 4:30PM
  • 9AM - 1PM
  • Monday - Thursday
  • Friday
  • Saturday